| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MADDOCK & ASSOCIATES LLC3 Filed as: MADDOCK & ASSOCIATES | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | REGENCE BLUESHIELD | $3K | — | $3K | 0.04% |
| BELL-ANDERSON AGENCY INC3 | — | REGENCE BLUESHIELD | $3K | — | $3K | 0.03% |
| SOUND BENEFIT SERVICES INC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| BENSLER LLC3 | — | REGENCE BLUESHIELD | $2K | — | $2K | 0.02% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC - RES | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| EBENEFITS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| BRATRUD MIDDLETON INSURANCE BROKERS3 Filed as: BRATRUD MIDDLETON INS BROKERS INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| PREFERRED BENEFITS SERVICES AGENCY3 Filed as: PREFERRED BENEFIT SERVICES INC | — | REGENCE BLUESHIELD | $1K | — | $1K | 0.01% |
| TERRIL LEWIS & WILKE INSURANCE INC.3 Filed as: TERRIL LEWIS & WILKE INSURANCE INC | — | REGENCE BLUESHIELD | $960 | — | $960 | 0.01% |
| INSURE FORWARD INC3 Filed as: INSURE NW INC | — | REGENCE BLUESHIELD | $920 | — | $920 | 0.01% |
| PIETRA, JACK P3 | — | REGENCE BLUESHIELD | $740 | — | $740 | 0.01% |
| PAUL RICHARDSON3 Filed as: PAUL RICHARDSON AGENCY | — | REGENCE BLUESHIELD | $740 | — | $740 | 0.01% |
| HEALTH INSURANCE TEAM LLC3 | — | REGENCE BLUESHIELD | $660 | — | $660 | 0.01% |
| J FRANKLAND EMPLOYEE BENEFIT SVCS.3 Filed as: J FRANKLAND EMPLOYEE BENEFIT SVCS | — | REGENCE BLUESHIELD | $600 | — | $600 | 0.01% |
| JOHNSTON, JEFFERY J3 | — | REGENCE BLUESHIELD | $560 | — | $560 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WASHINGTON | — | REGENCE BLUESHIELD | $540 | — | $540 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC. | — | REGENCE BLUESHIELD | $520 | — | $520 | 0.01% |
| OLYMPIC CREST INSURANCE, INC.3 Filed as: OLYMPIC CREST INSURANCE INC | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| TRUTINA FINANCIAL, LLC3 Filed as: TRUTINA FINANCIAL LLC | — | REGENCE BLUESHIELD | $440 | — | $440 | 0.00% |
| WALLINGFORD FINANCIAL SERVICES INC3 | — | REGENCE BLUESHIELD | $400 | — | $400 | 0.00% |
| RESOURCE SEVEN3 Filed as: HR RESOURCE INC | — | REGENCE BLUESHIELD | $360 | — | $360 | 0.00% |
| RACKETS, STEPHEN C3 | — | REGENCE BLUESHIELD | $300 | — | $300 | 0.00% |
| WASHINGTON HEALTH INSURANCE AGENCY3 | — | REGENCE BLUESHIELD | $280 | — | $280 | 0.00% |
| BENEFIT DESIGN GROUP INC3 Filed as: BENEFIT DESIGN SERVICES LLC | — | REGENCE BLUESHIELD | $260 | — | $260 | 0.00% |
| R.L. EVANS COMPANY, INC.3 Filed as: R L EVANS COMPANY INC | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| STANFORD INSURANCE3 Filed as: STANFORD INSURANCE INC | — | REGENCE BLUESHIELD | $240 | — | $240 | 0.00% |
| GHB INC3 Filed as: GHB INC. | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| OAK INSURANCE SERVICES LLC3 | — | REGENCE BLUESHIELD | $220 | — | $220 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA LLC-REDMOND | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| LIFE PLAN FINANCIAL INC3 | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| JEFF DALABA3 Filed as: JEFF HOLMAN INSURANCE | — | REGENCE BLUESHIELD | $200 | — | $200 | 0.00% |
| PHILLIPS BENEFITS ADVISORS LLC3 Filed as: J D PHILLIPS & ASSOCIATES INC | — | REGENCE BLUESHIELD | $140 | — | $140 | 0.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF WA LLC-SEATTLE | 1225 FOURTH AVE STE 1200 SEATTLE, WA 98101 | REGENCE BLUESHIELD | $120 | — | $120 | 0.00% |
| AXIS INSURANCE LLC3 | — | REGENCE BLUESHIELD | $80 | — | $80 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | — | REGENCE BLUESHIELD | $60 | — | $60 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | — | REGENCE BLUESHIELD | $60 | — | $60 | 0.00% |
| CONOVER INSURANCE SERVICES LLC3 | PO BOX 10088 YAKIMA, WA 98908 | ASURIS NORTHWEST HEALTH | $1K | — | $1K | 0.13% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | — | ASURIS NORTHWEST HEALTH | $760 | — | $760 | 0.07% |
| MARTIN INSURANCE GROUP3 Filed as: MARTIN-MORRIS AGCY | — | ASURIS NORTHWEST HEALTH | $740 | — | $740 | 0.07% |
| MORAN BENEFIT ADVISORS INC3 | — | ASURIS NORTHWEST HEALTH | $160 | — | $160 | 0.02% |
| INOVA LLC3 | — | ASURIS NORTHWEST HEALTH | $140 | — | $140 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AIMS EIN 91-1485366 MEMBER ORGANIZATION | Plan Administrator Service code 14 | 1206 N LINCOLN SUITE 200 SPOKANE, WA 99201 | $526K |
| ABD INSURANCE AND FINANCIAL SERVICE EIN 27-0673528 | Consulting (general) Service code 16 | 3 WATERS PARK DR STE 100 SAN MATEO, CA 94403 | $262K |
| BELL-ANDERSON AGENCY, INC. EIN 91-0756278 | Insurance agents and brokers Service code 22 | 600 SW 39TH ST, SUITE 200 RENTON, WA 98057 | $40K |
| MADDOCK & ASSOCIATES EIN 91-1280409 | Insurance agents and brokers Service code 22 | 1407 WILLOW ROAD E STE C FIFE, WA 98424 | $38K |
| HEALTH INSURANCE TEAM LLC EIN 45-1565934 | Insurance agents and brokers Service code 22 | 4117 43RD AVE NE SEATTLE, WA 98105 | $34K |
| ADVISOR SERVICES LLC EIN 20-1466523 | Insurance agents and brokers Service code 22 | 3400 188TH ST SW STE 540 LYNNWOOD, WA 98037 | $32K |
| JEFFERY J. JOHNSTON EIN 53-8547117 | Insurance agents and brokers Service code 22 | 1425 LAKESIDE CT YAKIMA, WA 98902 | $30K |
| SOUND BENEFIT SERVICES, INC. EIN 91-1686043 | Insurance agents and brokers Service code 22 | 6628 212TH ST SW, 112 LYNNWOOD, WA 98036 | $29K |
| PAYNEWEST INSURANCE, INC. EIN 81-0479558 | Insurance agents and brokers Service code 22 | 501 N RIVERPOINT, STE 403 SPOKANE, WA 99202 | $27K |
| PROPEL INSURANCE EIN 91-0830024 | Insurance agents and brokers Service code 22 | 1201 PACIFIC AVE STE 1000 TACOMA, WA 98402 | $24K |
| D&D FINANCIAL SERVICES EIN 91-1275972 | Insurance agents and brokers Service code 22 | PO BOX 33978 SEATTLE, WA 98133 | $23K |
| HUB INTERNATIONAL EIN 91-2036015 | Insurance agents and brokers Service code 22 | 12100 NE 195TH ST SUITE B BOTHELL, WA 98011 | $23K |
| SOUND CONSULTING SERVICES EIN 71-1004774 | Insurance agents and brokers Service code 22 | 200 112TH AVE NE STE 205 BELLEVUE, WA 98004 | $22K |
| OLYMPIC CREST INSURANCE EIN 91-1717576 | Insurance agents and brokers Service code 22 | PO BOX 2538 GIG HARBOR, WA 98335 | $21K |
| EBENEFITS CONSULTING GROUP, LLC EIN 20-8629593 | Insurance agents and brokers Service code 22 | 22450 SE 296TH STREET BLACK DIAMOND, WA 98010 | $20K |
| SERVCO PACIFIC INSURANCE EIN 27-3175453 | Insurance agents and brokers Service code 22 | 800 FIFTH AVE, SUITE 2400 SEATTLE, WA 98104 | $20K |
| BROWN & BROWN OF WA, INC. EIN 91-0378940 | Insurance agents and brokers Service code 22 | 1501 4TH AVE, SUITE 2400 SEATTLE, WA 98101 | $18K |
| TERRILL, LEWIS & WILKE INS, INC. EIN 91-1337671 | Insurance agents and brokers Service code 22 | 112 SOUTH 4TH STREET YAKIMA, WA 98901 | $18K |
| OAK INSURANCE COMPANY EIN 53-5560129 | Insurance agents and brokers Service code 22 | PO BOX 4188 TUMWATER, WA 98501 | $17K |
| LAPORTE & ASSOCIATES INC EIN 93-0775110 | Insurance agents and brokers Service code 22 | 5515 SE MILWAUKIE AVE PORTLAND, OR 97202 | $14K |
| INSURE NW, INC. EIN 91-2170311 | Insurance agents and brokers Service code 22 | PO BOX 24297 FEDERAL WAY, WA 98093 | $14K |
| DINGUS & ZARECOR ASSOCIATES PLLC EIN 20-0079326 PLAN AUDITOR | Accounting (including auditing) Service code 10 | 12015 EAST MAIN SPOKANE VALLEY, WA 99206 | $13K |
| PSG WASHINGTON, INC. EIN 20-2040193 | Insurance agents and brokers Service code 22 | PO BOX 387 EVERETT, WA 98206 | $12K |
| BASIN PACIFIC EIN 27-1158624 | Insurance agents and brokers Service code 22 | 8382 W. GAGE BLVD, STE A KENNEWICK, WA 99336 | $11K |
| SR BENEFITS CONSULTING | Insurance agents and brokers Service code 22 | 37106 SE GALA COURT SNOQUALMIE, WA 98063 | $11K |
| PREFERRED BENEFIT SERVICES, INC. EIN 91-1703038 | Insurance agents and brokers Service code 22 | PO BOX 1310 POULSBO, WA 98370 | $10K |
| BENEFITS DIVISION LLC EIN 26-3884950 | Insurance agents and brokers Service code 22 | 13 C ST SW QUINCY, WA 98848 | $10K |
| ASSURED PARTNERS OF WASHINGTON LLC EIN 38-3942963 | Insurance agents and brokers Service code 22 | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | $10K |
| USI INSURANCE SERVICES NATIONAL INC EIN 56-1882208 | Insurance agents and brokers Service code 22 | 100 SUMMIT LAKE, STE 100 VALHALLA, NY 10595 | $10K |
| WALLINGFORD FINANCIAL SERVICES, INC EIN 71-0907082 | Insurance agents and brokers Service code 22 | 236 SW 171ST STREET SEATTLE, WA 98166 | $9K |
| ALLIANT INSURANCE SERVICES INC. EIN 33-0785439 | Insurance agents and brokers Service code 22 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | $8K |
| PAUL RICHARDSON AGENCY INC EIN 91-1190777 | Insurance agents and brokers Service code 22 | PO BOX 758 WALLA WALLA, WA 99362 | $8K |
| TRUTINA FINANCIAL LLC EIN 47-0995939 | Insurance agents and brokers Service code 22 | 10811 MAIN STREET BELLEVUE, WA 98004 | $7K |
| CONOVER INSURANCE SERVICES EIN 91-1953703 | Insurance agents and brokers Service code 22 | PO BOX 10088 YAKIMA, WA 98908 | $6K |
| INSURANCE CONSULTING NW, INC. EIN 45-0618588 | Insurance agents and brokers Service code 22 | PO BOX 1496 EVERETT, WA 98206 | $6K |
| CHAD J PHILIP | Insurance agents and brokers Service code 22 | 430 NORTH PINE STREET ELLENSBURG, WA 98926 | $6K |
| PUGET SOUND BENEFIT SERVICES EIN 46-3291059 | Insurance agents and brokers Service code 22 | 601 UNION ST STE 2500 SEATTLE, WA 98101 | $6K |
| JEFF HOLMAN INSURANCE, INC. EIN 91-1646008 | Insurance agents and brokers Service code 22 | PO BOX 1226 CHEHALIS, WA 98532 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,612 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,612 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,329 | $10.9M |
| Dental | DELTA DENTAL OF WASHINGTON | 852 | $372K |
| Vision | VISION SERVICE PLAN | 799 | $58K |
| Life insurance | STANDARD INSURANCE COMPANY | 1,254 | $57K |
| Short-term disability | STANDARD INSURANCE COMPANY | 23 | $16K |
| Long-term disability | STANDARD INSURANCE COMPANY | 23 | $8K |
| Prescription drug(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,329 | $10.9M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | REGENCE BLUESHIELD | 2,329 | $10.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,329 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.