| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 5525 REITZ AVENUE BATON ROUGE, LA 70809 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $79K | $39K | $118K | 5.23% |
| SCOTT BINGHAM3 | ROSS YEGER INSURANCE, INC. P.O. BOX 1139 JACKSON, MS 39201 | COMPANION LIFE INSURANCE COMPANY | $8K | — | $8K | 10.00% |
| MERITAIN HEALTH3 | 1285 FERN RIDGE PARKWAY, SUITE 200 ST. LOUIS, MO 63141 | COMPANION LIFE INSURANCE COMPANY | $6K | — | $6K | 7.50% |
| CRESCENT DENTAL PLAN3 | 106 PARK PLACE, SUITE 203 COVINGTON, LA 70433 | COMPANION LIFE INSURANCE COMPANY | $4K | — | $4K | 5.00% |
| DANIEL A MAYET3 | PO BOX 528 RACELAND, LA 70394 | AFLAC | $3K | — | $3K | 3.64% |
| AARON MELVIN3 Filed as: AARON L MELVIN | 307 KILLARNEY PL THIBODAUX, LA 70301 | AFLAC | $2K | $10 | $3K | 3.31% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE BLDG. A HOUMA, LA 70364 | AFLAC | $1K | $2 | $1K | 1.62% |
| SHANNA CANELL3 | 115 PIPING ROCK DR HOUMA, LA 70363 | AFLAC | $522 | — | $522 | 0.69% |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DR GRAY, LA 70359 | AFLAC | $428 | — | $428 | 0.57% |
| KEITH RICHARD3 | 814 IRA ST CARENCRO, LA 70520 | AFLAC | $368 | — | $368 | 0.49% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $354 | — | $354 | 0.47% |
| CATHY Q BLANCHARD3 | 205 E 74TH PL CUT OFF, LA 70345 | AFLAC | $310 | — | $310 | 0.41% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $175 | — | $175 | 0.23% |
| LAWRENCE BONVILLAIN III3 | P.O. BOX 172 GALLIANO, LA 70354 | AFLAC | $147 | — | $147 | 0.19% |
| CATHY BABIN CARLOS3 | 170 JADEN LN HOUMA, LA 70360 | AFLAC | $122 | — | $122 | 0.16% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $112 | — | $112 | 0.15% |
| TRAVIS PATRICK SERIGNY3 | P.O. BOX 962 CEDAR PARK, TX 78630 | AFLAC | $81 | — | $81 | 0.11% |
| KEVIN S BANKSON3 | 125 W 40TH PL CUT OFF, LA 70345 | AFLAC | $78 | — | $78 | 0.10% |
| JOHN PAUL THOMPSON II3 | 1543 TEDDINGTON ST DELAND, FL 32720 | AFLAC | $71 | — | $71 | 0.09% |
| TERESA REED3 | 104 BRECKENRIDGE CT PEARCY, AR 71964 | AFLAC | $61 | — | $61 | 0.08% |
| ROBERT A BLANKENSHIP3 | 2214 FORELAND DR HOUSTON, TX 77077 | AFLAC | $59 | — | $59 | 0.08% |
| IRBY JOSEPH CHATELAIN III3 | 2315 FLORIDA ST STE 121 BLDG 200 MANDEVILLE, LA 70448 | AFLAC | $58 | — | $58 | 0.08% |
| GBS BENEFITS INC3 Filed as: GBS HOUSTON INC | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | AFLAC | $57 | — | $57 | 0.08% |
| JOHN J BASCLE3 Filed as: JOHN JUDE BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $51 | — | $51 | 0.07% |
| NEIL M MORGAN JR3 | 240 BEVERLY HILLS CIR APT 532 LYNCHBURG, VA 24502 | AFLAC | $49 | — | $49 | 0.06% |
| STARLA JOY GARRETT3 | 308 LARK DR LAFAYETTE, LA 70508 | AFLAC | $48 | — | $48 | 0.06% |
| MICHEAL W HART3 | 44 WINDSWEPT DR PORT LAVACA, TX 77979 | AFLAC | $38 | — | $38 | 0.05% |
| WILLIAM M KNOTT3 | 1486 DRY CREEK RD ELIZABETHTON, TN 37643 | AFLAC | $30 | — | $30 | 0.04% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $29 | — | $29 | 0.04% |
| JARED E DAY3 | 19710 CHARA CT CYPRESS, TX 77433 | AFLAC | $29 | — | $29 | 0.04% |
| BURTON MARMANDE3 Filed as: BURTON B MARMANDE | 120 SAINT MICHEL PLANTATION CT HOUMA, LA 70363 | AFLAC | $26 | — | $26 | 0.03% |
| JACOB BURTON BROUILLETTE3 | 3928 DUMAINE ST NEW ORLEANS, LA 70119 | AFLAC | $24 | — | $24 | 0.03% |
| MICHAEL J RISTER3 | 8900 SIX PINES DR APT 473 SHENANDOAH, TX 77380 | AFLAC | $18 | — | $18 | 0.02% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOY R LEBLANC ROGERS | 320 BARATARIA AVE APT 101 HOUMA, LA 70360 | AFLAC | $16 | — | $16 | 0.02% |
| VIRGIS A BLANCHARD3 | 615 BAYOU DULARGE ROAD HOUMA, LA 70363 | AFLAC | $16 | — | $16 | 0.02% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $13 | — | $13 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD STE 105 KATY, TX 77450 | AFLAC | $12 | — | $12 | 0.02% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $12 | — | $12 | 0.02% |
| WENDY LAPOINTE3 Filed as: WENDY TRICHE LAPOINTE | 125 VOGT DR BELLE CHASSE, LA 70037 | AFLAC | $12 | — | $12 | 0.02% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $12 | — | $12 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $11 | — | $11 | 0.01% |
| BYRON KEITH BURRELL3 | 364 ARKAVALLEY RD GREENBRIER, AR 72058 | AFLAC | $11 | — | $11 | 0.01% |
| STEVE STAFFORD3 | 1309 COTTAGE DR HOUMA, LA 70360 | AFLAC | $9 | — | $9 | 0.01% |
| GERALD J BREAUX3 | 716 BARRILLEAUX ST LOCKPORT, LA 70374 | AFLAC | $9 | — | $9 | 0.01% |
| JEFF MUSGROVE3 | 31300 STONBRIDGE PKWY WALLER, TX 77484 | AFLAC | $5 | — | $5 | 0.01% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $4 | — | $4 | 0.01% |
| KYMBERLY G KNOTT3 | 1486 DRY CREEK RD ELIZABETHTON, TN 37643 | AFLAC | $4 | — | $4 | 0.01% |
| TODD A STULL3 | 3000 E DIVISION ST STE A SPRINGFIELD, MO 65802 | AFLAC | $3 | — | $3 | 0.00% |
| STEVEN J PERRY3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $3 | — | $3 | 0.00% |
| AMY BARYLAK3 Filed as: AMY JARREAU DANIELS | 10 COUNTRY CLUB PL BATON ROUGE, LA 70809 | AFLAC | $3 | — | $3 | 0.00% |
| J W GRIMES INC3 | 8033 SPLENDOR WAY COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| ERIN K GIUSTI3 | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $2K | $8K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $3K | 13.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $1K | $4K | 21.21% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL INSURANCE SERVICE | 40 E ALAMAR AVE SANTA BARBARA, CA 93105 | AMERITAS LIFE INSURANCE CORPORATION | $0 | $448 | $448 | 2.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 153 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 10 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 163 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 291 | $2.3M |
| Dental(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY | 146 | $152K |
| Vision(3 contracts, 3 carriers) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 321 | $2.4M |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 147 | $27K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $38K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 291 | $2.3M |
| Other(3 contracts, 2 carriers) | AFLAC | 173 | $122K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 321 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.