| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $44K | $21K | $65K | 5.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | PO BOX 6650 METAIRIE, LA 70009 | STARMOUNT LIFE INSURANCE COMPANY | $7K | — | $7K | 8.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | PO BOX 6650 METAIRIE, LA 70009 | STARMOUNT LIFE INSURANCE COMPANY | $2K | — | $2K | 1.98% |
| DANIEL A MAYET3 Filed as: DANIEL MAYET | PO BOX 528 RACELAND, LA 70394 | AFLAC | $4K | $53 | $4K | 4.98% |
| LON M JUNEAU3 | 115 PIPING ROCK DRIVE HOUMA, LA 70363 | AFLAC | $972 | — | $972 | 1.35% |
| SHANNA CANELL3 | 115 PIPING ROCK DRIVE HOUMA, LA 70363 | AFLAC | $961 | — | $961 | 1.33% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE STE A HOUMA, LA 70364 | AFLAC | $616 | $18 | $634 | 0.88% |
| TESSIE P CANTRELLE3 Filed as: TESSIE CANTRELLE | 1340 WEST TUNNEL BLVD STE 650 HOUMA, LA 70360 | AFLAC | $565 | — | $565 | 0.78% |
| MASON C LEE3 Filed as: MASON LEE | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $527 | — | $527 | 0.73% |
| JOHN J BASCLE3 Filed as: JOHN BASCLE | 430 CORPORATE DR STE C HOUMA, LA 70360 | AFLAC | $392 | — | $392 | 0.54% |
| ROCKY B CUNNINGHAM JR3 Filed as: ROCKY CUNNINGHAM JR | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $275 | — | $275 | 0.38% |
| CATHY Q BLANCHARD3 | 205 E 74TH PL CUT OFF, LA 70345 | AFLAC | $261 | — | $261 | 0.36% |
| LAWRENCE BONVILLAIN III3 | 15422 W MAIN ST CUT OFF, LA 70345 | AFLAC | $234 | — | $234 | 0.32% |
| KEVIN S BANKSON3 Filed as: KEVIN BANKSON | 125 W 40TH PL CUT OFF, LA 70345 | AFLAC | $225 | — | $225 | 0.31% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $181 | — | $181 | 0.25% |
| TRAVIS PATRICK SERIGNY3 | PO BOX 1764 CEDAR PARK, TX 78630 | AFLAC | $148 | — | $148 | 0.21% |
| CATHY BABIN CARLOS3 | 170 JADEN LN HOUMA, LA 70360 | AFLAC | $131 | — | $131 | 0.18% |
| TERESA REED3 | 1417 TRAILWOOD DR, STE E GREENVILLE, MS 38701 | AFLAC | $114 | — | $114 | 0.16% |
| NEIL M MORGAN JR3 Filed as: NEIL MORGAN JR | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $89 | — | $89 | 0.12% |
| DAVID R KREY SR3 Filed as: DAVID KREY SR | 4725 SENAC DR METAIRIE, LA 70003 | AFLAC | $72 | — | $72 | 0.10% |
| JOHN PAUL THOMPSON II3 | 343 SABAL SPRINGS CT DEBARY, FL 32713 | AFLAC | $65 | — | $65 | 0.09% |
| IRBY JOSEPH CHATELAIN III3 | 310 BLACK JACK OAK DR. MADISONVILLE, LA 70447 | AFLAC | $63 | — | $63 | 0.09% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $55 | — | $55 | 0.08% |
| ROBERT L. BLANKENSHIP3 Filed as: ROBERT BLANKENSHIP | 2214 FORELAND DR HOUSTON, TX 77077 | AFLAC | $55 | — | $55 | 0.08% |
| JACOB BURTON BROUILLETTE3 Filed as: JACOB BROUILLETTE | 452 BELLE POINTE DRIVE MADISONVILLE, LA 70447 | AFLAC | $53 | — | $53 | 0.07% |
| AMERICANIZED BENEFITS CONSULTANTS3 | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | AFLAC | $53 | — | $53 | 0.07% |
| WENDY LAPOINTE3 Filed as: WENDY TRICHE LAPOINTE | 125 VOGT DR BELLE CHASSE, LA 70037 | AFLAC | $53 | — | $53 | 0.07% |
| MICHEAL W HART3 Filed as: MICHEAL HART | 44 WINDSWEPT DR PORT LAVACA, TX 77979 | AFLAC | $47 | — | $47 | 0.07% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $32 | — | $32 | 0.04% |
| JARED E DAY3 Filed as: JARED DAY | 19710 CHARA CT CYPRESS, TX 77433 | AFLAC | $27 | — | $27 | 0.04% |
| WILLIAM M KNOTT3 | 24040 GREEN GARDENS CT EUSTIS, FL 32736 | AFLAC | $25 | — | $25 | 0.03% |
| IRBY JOSEPH CHATELAIN III3 | 2315 FLORIDA ST STE 121 BLDG 200 MANDEVILLE, LA 70448 | AFLAC | $25 | — | $25 | 0.03% |
| BURTON MARMANDE3 | 120 SAINT MICHEL PLANTATION CT HOUMA, LA 70363 | AFLAC | $22 | — | $22 | 0.03% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $22 | — | $22 | 0.03% |
| ANN DUTHU SHANK3 | 36 ADIN DR MANDEVILLE, LA 70471 | AFLAC | $17 | — | $17 | 0.02% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $16 | — | $16 | 0.02% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOY R LEBLANC ROGERS | 1818 BADT AVE APT 3 THIBODAUX, LA 70301 | AFLAC | $14 | — | $14 | 0.02% |
| VIRGIS A BLANCHARD3 Filed as: VIRGIS BLANCHARD | 615 BAYOU DULARGE ROAD HOUMA, LA 70363 | AFLAC | $14 | — | $14 | 0.02% |
| BYRON KEITH BURRELL3 | 2330 QUATTLEBAUM CV CONWAY, AR 72034 | AFLAC | $14 | — | $14 | 0.02% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $13 | — | $13 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD SUITE 105 KATY, TX 77450 | AFLAC | $11 | — | $11 | 0.02% |
| DENNIS W CAMDEN3 Filed as: DENNIS CAMDEN | 715 N KENTUCKY ST MEXICO, MO 65265 | AFLAC | $10 | — | $10 | 0.01% |
| MICHAEL J RISTER3 | 23 SCENIC MILL PL THE WOODLANDS, TX 77382 | AFLAC | $10 | — | $10 | 0.01% |
| GERALD J BREAUX3 Filed as: GERALD BREAUX | 716 BARRILLEAUX ST LOCKPORT, LA 70374 | AFLAC | $9 | — | $9 | 0.01% |
| AMY BARYLAK3 | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $6 | — | $6 | 0.01% |
| JEFF MUSGROVE3 | 3126 PINEY FOREST DR HOUSTON, TX 77084 | AFLAC | $5 | — | $5 | 0.01% |
| KYMBERLY G KNOTT3 Filed as: KYMBERLY KNOTT | 24040 GREEN GARDENS CT EUSTIS, FL 32736 | AFLAC | $4 | — | $4 | 0.01% |
| EDWARD L MARTINA III3 Filed as: EDWARD MARTINA III | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $4 | — | $4 | 0.01% |
| ERIN K GIUSTI3 Filed as: ERIN GIUSTI | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $2 | — | $2 | 0.00% |
| TODD A STULL3 Filed as: TODD STULL | 8203 WILLOW PLACE DR S STE 510 HOUSTON, TX 77070 | AFLAC | $2 | — | $2 | 0.00% |
| EDWARD L MARTINA JR3 Filed as: EDWARD MARTINA JR | 4101 LAKE TRAIL DR KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| STEVEN J PERRY3 Filed as: STEVEN PERRY | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $2 | — | $2 | 0.00% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| GREATER BENEFITS LLC3 | PO BOX 55522 METAIRIE, LA 70055 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $1K | $7K | 26.55% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $821 | $5K | 26.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $600 | $2K | 13.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 129 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 282 | $1.3M |
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 111 | $158K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 111 | $86K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 103 | $18K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 103 | $25K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 282 | $1.3M |
| Other(2 contracts, 2 carriers) | AFLAC | 107 | $85K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 282 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.