| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL GULF SOUTH LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $41K | $26K | $67K | 5.67% |
| DANIEL A MAYET3 | PO BOX 528 RACELAND, LA 70394 | AFLAC | $3K | $140 | $3K | 4.64% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE BLDG. A HOUMA, LA 70364 | AFLAC | $586 | $33 | $619 | 1.01% |
| SHANNA CANELL3 | 115 PIPING ROCK DR HOUMA, LA 70363 | AFLAC | $551 | — | $551 | 0.90% |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DR GRAY, LA 70359 | AFLAC | $429 | — | $429 | 0.70% |
| CATHY Q BLANCHARD3 | 205 E 74TH PL CUT OFF, LA 70345 | AFLAC | $378 | $33 | $411 | 0.67% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $403 | — | $403 | 0.66% |
| LAWRENCE BONVILLAIN III3 | P.O. BOX 172 GALLIANO, LA 70354 | AFLAC | $186 | — | $186 | 0.30% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $175 | — | $175 | 0.29% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $141 | — | $141 | 0.23% |
| JOHN J BASCLE3 | 430 CORPORATE DR STE C HOUMA, LA 70360 | AFLAC | $136 | — | $136 | 0.22% |
| CATHY BABIN CARLOS3 | 170 JADEN LN HOUMA, LA 70360 | AFLAC | $110 | — | $110 | 0.18% |
| TRAVIS PATRICK SERIGNY3 | 2325 SANDORNA CT LEANDER, TX 78641 | AFLAC | $106 | — | $106 | 0.17% |
| KEVIN S BANKSON3 | 125 W 40TH PL CUT OFF, LA 70345 | AFLAC | $97 | — | $97 | 0.16% |
| TERESA REED3 | 1417 TRAILWOOD DR STE E GREENVILLE, MS 38701 | AFLAC | $93 | — | $93 | 0.15% |
| DAVID R KREY SR3 | 4725 SENAC DR METAIRIE, LA 70003 | AFLAC | $79 | — | $79 | 0.13% |
| JOHN PAUL THOMPSON II3 | 236 HAVERSHAM RD DELTONA, FL 32725 | AFLAC | $72 | — | $72 | 0.12% |
| ROBERT A BLANKENSHIP3 | 2214 FORELAND DR HOUSTON, TX 77077 | AFLAC | $60 | — | $60 | 0.10% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $59 | — | $59 | 0.10% |
| AMERICANIZED BENEFITS CONSULTANTS3 | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | AFLAC | $58 | — | $58 | 0.10% |
| WENDY LAPOINTE3 Filed as: WENDY TRICHE LAPOINTE | 125 VOGT DR BELLE CHASSE, LA 70037 | AFLAC | $58 | — | $58 | 0.10% |
| IRBY JOSEPH CHATELAIN III3 | 2315 FLORIDA ST STE 121 BLDG 200 MANDEVILLE, LA 70448 | AFLAC | $53 | — | $53 | 0.09% |
| MICHEAL W HART3 | 44 WINDSWEPT DR PORT LAVACA, TX 77979 | AFLAC | $51 | — | $51 | 0.08% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $50 | — | $50 | 0.08% |
| JACOB BURTON BROUILLETTE3 | 3700 ORLEANS AVE APT 3305 NEW ORLEANS, LA 70119 | AFLAC | $41 | — | $41 | 0.07% |
| JARED E DAY3 Filed as: JARED DAY | 19710 CHARA CT CYPRESS, TX 77433 | AFLAC | $30 | — | $30 | 0.05% |
| KEITH RICHARD3 | 814 IRA ST CARENCRO, LA 70520 | AFLAC | $29 | — | $29 | 0.05% |
| WILLIAM M KNOTT3 | 95 CUNNINGHAM DR NEW SMYRNA BEACH, FL 32168 | AFLAC | $28 | — | $28 | 0.05% |
| BURTON MARMANDE3 Filed as: BURTON B MARMANDE | 120 SAINT MICHEL PLANTATION CT HOUMA, LA 70363 | AFLAC | $24 | — | $24 | 0.04% |
| ANN DUTHU SHANK3 | 36 ADIN DR MANDEVILLE, LA 70471 | AFLAC | $18 | — | $18 | 0.03% |
| MICHAEL J RISTER3 | 23 SCENIC MILL PL THE WOODLANDS, TX 77382 | AFLAC | $18 | — | $18 | 0.03% |
| ERROL WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $17 | — | $17 | 0.03% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOY R LEBLANC ROGERS | 320 BARATARIA AVE APT 101 HOUMA, LA 70360 | AFLAC | $15 | — | $15 | 0.02% |
| VIRGIS A BLANCHARD3 | 615 BAYOU DULARGE ROAD HOUMA, LA 70363 | AFLAC | $15 | — | $15 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $14 | — | $14 | 0.02% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $14 | — | $14 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD SUITE 105 KATY, TX 77450 | AFLAC | $12 | — | $12 | 0.02% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $11 | — | $11 | 0.02% |
| BYRON KEITH BURRELL3 | 364 ARKAVALLEY RD GREENBRIER, AR 72058 | AFLAC | $10 | — | $10 | 0.02% |
| GERALD J BREAUX3 | 716 BARRILLEAUX ST LOCKPORT, LA 70374 | AFLAC | $9 | — | $9 | 0.01% |
| TERESA REED3 | 1357 PINEY RD CROSBY, MS 39633 | AFLAC | $9 | — | $9 | 0.01% |
| AMY BARYLAK3 Filed as: AMY J BARYLAK | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $6 | — | $6 | 0.01% |
| JEFF MUSGROVE3 | 31300 STONBRIDGE PKWY WALLER, TX 77484 | AFLAC | $5 | — | $5 | 0.01% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $5 | — | $5 | 0.01% |
| KYMBERLY G KNOTT3 | 95 CUNNINGHAM DR NEW SMYRNA BEACH, FL 32168 | AFLAC | $4 | — | $4 | 0.01% |
| EDWARD L MARTINA III3 | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $4 | — | $4 | 0.01% |
| TODD A STULL3 | 810 S MASON RD STE 102 KATY, TX 77450 | AFLAC | $3 | — | $3 | 0.00% |
| STEVEN J PERRY3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $3 | — | $3 | 0.00% |
| EDWARD L MARTINA JR3 Filed as: EDWARD MARTINA JR | 4101 LAKE TRAIL DR KENNER, LA 70065 | AFLAC | $2 | — | $2 | 0.00% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| ERIN K GIUSTI3 | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | DELTA DENTAL INSURANCE COMPANY | $7K | — | $7K | 12.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 25.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $764 | $4K | 25.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST | PO BOX 6650 METAIRIE, LA 70009 | STARMOUNT LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $602 | $2K | 14.68% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 120 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF LOUISIANA | 231 | $1.2M |
| Dental(3 contracts, 3 carriers) | AFLAC | 230 | $134K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 93 | $14K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 90 | $15K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 90 | $21K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF LOUISIANA | 231 | $1.2M |
| Other(2 contracts, 2 carriers) | AFLAC | 93 | $73K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 231 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.