| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3510 N CAUSEWAY BLVD STE 300 METAIRIE, LA 700023531 | UNITEDHEALTHCARE INSURANCE COMPANY | $51K | — | $51K | 2.68% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3635 RIVERSIDE PLAZA DRIVE RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 0.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 1411 OPUS PL STE 450 DOWNERS GROVE, IL 605151423 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.17% |
| DANIEL A MAYET3 | PO BOX 528 RACELAND, LA 70394 | AFLAC | $8K | $293 | $8K | 9.40% |
| DARREN JOSEPH VERDIN3 | 4661 W PARK AVE BLDG. A HOUMA, LA 70364 | AFLAC | $864 | $61 | $925 | 1.11% |
| KEITH RICHARD3 | 814 IRA ST CARENCRO, LA 70520 | AFLAC | $856 | $68 | $924 | 1.11% |
| SHANNA CANELL3 | 131 APRICOT ST LA PLACE, LA 70068 | AFLAC | $604 | — | $604 | 0.72% |
| TESSIE P CANTRELLE3 | 3112 LILLIAN MARIE DR GRAY, LA 70359 | AFLAC | $480 | — | $480 | 0.58% |
| MASON C LEE3 | 2507 NASH ST NW WILSON, NC 27896 | AFLAC | $440 | — | $440 | 0.53% |
| CATHY Q BLANCHARD3 | 205 E 74TH PL CUT OFF, LA 70345 | AFLAC | $387 | $8 | $395 | 0.47% |
| LAWRENCE BONVILLAIN III3 | P.O. BOX 172 GALLIANO, LA 70354 | AFLAC | $203 | — | $203 | 0.24% |
| ROCKY B CUNNINGHAM JR3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $199 | — | $199 | 0.24% |
| CRUSER MARKETING INC3 | 7516 BLUEBONNET BLVD 116 BATON ROUGE, LA 70810 | AFLAC | $143 | — | $143 | 0.17% |
| CATHY BABIN CARLOS3 | 170 JADEN LN HOUMA, LA 70360 | AFLAC | $124 | — | $124 | 0.15% |
| TRAVIS PATRICK SERIGNY3 | 2325 SANDORNA CT LEANDER, TX 78641 | AFLAC | $115 | — | $115 | 0.14% |
| TERESA REED3 | 1357 PINEY ROAD CROSBY, MS 39633 | AFLAC | $111 | — | $111 | 0.13% |
| KEVIN S BANKSON3 | 125 W 40TH PL CUT OFF, LA 70345 | AFLAC | $106 | — | $106 | 0.13% |
| STEVE STAFFORD3 | 1309 COTTAGE DR HOUMA, LA 70360 | AFLAC | $90 | — | $90 | 0.11% |
| JOHN PAUL THOMPSON II3 | 1543 TEDDINGTON ST DELAND, FL 32720 | AFLAC | $78 | — | $78 | 0.09% |
| ROBERT A BLANKENSHIP3 | 2214 FORELAND DR HOUSTON, TX 77077 | AFLAC | $66 | — | $66 | 0.08% |
| NEIL M MORGAN JR3 | 1904 ELLIS DR MAIDENS, VA 23102 | AFLAC | $64 | — | $64 | 0.08% |
| AMERICANIZED BENEFITS CONSULTANTS3 | 9575 KATY FWY STE 150 HOUSTON, TX 77024 | AFLAC | $63 | — | $63 | 0.08% |
| WENDY LAPOINTE3 Filed as: WENDY TRICHE LAPOINTE | 125 VOGT DR BELLE CHASSE, LA 70037 | AFLAC | $63 | — | $63 | 0.08% |
| JOHN J BASCLE3 Filed as: JOHN JUDE BASCLE | 1363 DOCTOR BEATROUS RD THERIOT, LA 70397 | AFLAC | $61 | — | $61 | 0.07% |
| IRBY JOSEPH CHATELAIN III3 | 2315 FLORIDA ST STE 121 BLDG 200 MANDEVILLE, LA 70448 | AFLAC | $58 | — | $58 | 0.07% |
| MISTY DETIVEAUX3 Filed as: MISTY LYNN DETIVEAUX | 735 BAYOU DULARGE RD HOUMA, LA 70363 | AFLAC | $54 | — | $54 | 0.06% |
| JACOB BURTON BROUILLETTE3 | 3928 DUMAINE ST NEW ORLEANS, LA 70119 | AFLAC | $45 | — | $45 | 0.05% |
| MICHEAL W HART3 | 44 WINDSWEPT DR PORT LAVACA, TX 77979 | AFLAC | $42 | — | $42 | 0.05% |
| JARED E DAY3 | 19710 CHARA CT CYPRESS, TX 77433 | AFLAC | $32 | — | $32 | 0.04% |
| WILLIAM M KNOTT3 | 645 SILVER BIRCH PL LONGWOOD, FL 32750 | AFLAC | $30 | — | $30 | 0.04% |
| BURTON MARMANDE3 Filed as: BURTON B MARMANDE | 120 SAINT MICHEL PLANTATION CT HOUMA, LA 70363 | AFLAC | $26 | — | $26 | 0.03% |
| MICHAEL J RISTER3 | 8900 SIX PINES DR APT 473 SHENANDOAH, TX 77380 | AFLAC | $20 | — | $20 | 0.02% |
| ROGERS BENEFIT GROUP INC3 Filed as: JOY R LEBLANC ROGERS | 320 BARATARIA AVE APT 101 HOUMA, LA 70360 | AFLAC | $16 | — | $16 | 0.02% |
| VIRGIS A BLANCHARD3 | 615 BAYOU DULARGE ROAD HOUMA, LA 70363 | AFLAC | $16 | — | $16 | 0.02% |
| ERROL B WILKEN3 | 5204 CRAIG AVE KENNER, LA 70065 | AFLAC | $16 | — | $16 | 0.02% |
| KYNLEE CUNNINGHAM3 | PO BOX 84478 BATON ROUGE, LA 70884 | AFLAC | $15 | — | $15 | 0.02% |
| KAREN LYNN GRACZYK3 | 378 LEE ROAD 2194 PHENIX CITY, AL 36870 | AFLAC | $15 | — | $15 | 0.02% |
| MICHAEL GRASS3 | 21707 KINGSLAND BLVD SUITE 105 KATY, TX 77450 | AFLAC | $13 | — | $13 | 0.02% |
| DENNIS W CAMDEN3 | 101 N JEFFERSON ST RM 305 MEXICO, MO 65265 | AFLAC | $12 | — | $12 | 0.01% |
| BYRON KEITH BURRELL3 | 364 ARKAVALLEY RD GREENBRIER, AR 72058 | AFLAC | $12 | — | $12 | 0.01% |
| GERALD J BREAUX3 | 716 BARRILLEAUX ST LOCKPORT, LA 70374 | AFLAC | $9 | — | $9 | 0.01% |
| RYAN BENTON WILLIAMS3 | 12526 LAKE LAMOND AVE BATON ROUGE, LA 70816 | AFLAC | $6 | — | $6 | 0.01% |
| JEFF MUSGROVE3 | 31300 STONBRIDGE PKWY WALLER, TX 77484 | AFLAC | $6 | — | $6 | 0.01% |
| AMY BARYLAK3 Filed as: AMY J BARYLAK | 9421 SAINT ANDREWS CT DENHAM SPRINGS, LA 70726 | AFLAC | $6 | — | $6 | 0.01% |
| KYMBERLY G KNOTT3 | 645 SILVER BIRCH PL LONGWOOD, FL 32750 | AFLAC | $4 | — | $4 | 0.00% |
| TODD A STULL3 | 3000 E DIVISION ST STE A SPRINGFIELD, MO 65802 | AFLAC | $3 | — | $3 | 0.00% |
| STEVEN J PERRY3 | 1650 SAND LAKE RD STE 201D ORLANDO, FL 32809 | AFLAC | $3 | — | $3 | 0.00% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| ERIN K GIUSTI3 | 4828 FOLSE DR METAIRIE, LA 70006 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | $2K | $7K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $1K | $5K | 20.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | PO BOX 6650 METAIRIE, LA 70005 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $1K | $3K | 13.85% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 3510 N. CAUSEWAY BLVD SUITE 300 METAIRIE, LA 70002 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 162 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 162 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 304 | $2.0M |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 304 | $2.0M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 304 | $1.9M |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 137 | $27K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 138 | $37K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 304 | $1.9M |
| Other(3 contracts, 2 carriers) | AFLAC | 144 | $126K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 304 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.