No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Direct payment from the plan; Account maintenance fees; Custodial (securities); Trustee (bank, trust company, or similar financial institution) Service code 19 | — | $37K |
| ALIGHT SOLUTIONS LLC EIN 86-1849232 NONE | Participant communication; Recordkeeping fees; Other services; Claims processing; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Copying and duplicating Service code 12 | — | $28K |
| CBIZ EIN 20-1128317 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| KPMG, LLP EIN 13-5565207 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $14K |
| GENERAL MILLS EIN 41-0274440 PLAN ADMINISTRATOR | Other services; Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Direct payment from the plan; Employee (plan sponsor); Investment advisory (plan) Service code 14 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 266 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,461 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA INTERNATIONAL C/O CONNECTICUT GENERAL LIFE INS CO. | 5 | $376K |
| Vision(2 contracts, 2 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 22,021 | $2.6M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 12,461 | $1.5M |
| Prescription drug | CIGNA INTERNATIONAL C/O CONNECTICUT GENERAL LIFE INS CO. | 5 | $376K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 22,021 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.