No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Other investment fees and expenses; Account maintenance fees; Custodial (securities); Other fees; Custodial (other than securities); Other services Service code 18 | — | $339K |
| NISA INVESTMENT ADVISORS EIN 48-1140940 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $155K |
| ALIGHT SOLUTIONS LLC EIN 86-1849232 NONE | Contract Administrator; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Claims processing; Direct payment from the plan; Other services; Copying and duplicating Service code 12 | — | $143K |
| GENERAL MILLS EIN 41-0274440 PLAN ADMINISTRATOR | Account maintenance fees Service code 65 | — | $71K |
| KPMG, LLP EIN 13-5565207 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $27K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,317 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 343 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,660 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA INTERNATIONAL C/O CONNECTICUT GENERAL LIFE INS CO. | 13 | $655K |
| Vision(2 contracts, 2 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 21,041 | $1.6M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 13,651 | $898K |
| Prescription drug(2 contracts, 2 carriers) | CIGNA INTERNATIONAL C/O CONNECTICUT GENERAL LIFE INS CO. | 13 | $655K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,041 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.