No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALIGHT SOLUTIONS LLC EIN 86-1849232 NONE | Direct payment from the plan; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing; Participant communication; Copying and duplicating; Other services Service code 12 | — | $71K |
| THE BANK OF NEW YORK MELLON EIN 13-5160382 NONE | Trustee (bank, trust company, or similar financial institution); Custodial (securities); Account maintenance fees; Direct payment from the plan Service code 19 | — | $37K |
| NISA INVESTMENT ADVISORS EIN 48-1140940 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $22K |
| GENERAL MILLS EIN 41-0274440 PLAN ADMINISTRATOR | Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Employee (plan sponsor); Plan Administrator; Participant communication; Direct payment from the plan; Investment advisory (plan) Service code 14 | — | $19K |
| CBIZ EIN 20-1128317 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $13K |
| KPMG, LLP EIN 13-5565207 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,463 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 333 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,796 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA INTERNATIONAL C/O CONNECTICUT GENERAL LIFE INS CO. | 5 | $636K |
| Vision(2 contracts, 2 carriers) | COMBINED INSURANCE COMPANY OF AMERICA | 20,882 | $2.5M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 11,796 | $1.4M |
| Prescription drug(2 contracts, 2 carriers) | CIGNA INTERNATIONAL C/O CONNECTICUT GENERAL LIFE INS CO. | 5 | $636K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 20,882 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.