| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES INC. | N14W23900 STONE RIDGE DR WAUKESHA, WI 53186 | METROPOLITAN LIFE INSURANCE COMPANY | $44K | — | $44K | 2.87% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | PO BOX 510925 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | $2K | $21K | 1.39% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 62817 VIRGINIA BEACH, VA 62817 | METROPOLITAN LIFE INSURANCE COMPANY | $15K | $6K | $21K | 1.37% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $2K | $21K | 1.33% |
| BENECO3 Filed as: BENECO OF WISCONSIN, INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $16K | — | $16K | 1.05% |
| WMC SERVICE CORPORATION3 Filed as: WMC SERVICE CORP | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 0.77% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $968 | $10K | 0.67% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A HNI RISK SERVICE | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 0.63% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 93033 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.38% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E KILBOURN AVE STE 650 MILWAUKEE, WI 53202 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.37% |
| KLINNER INSURANCE INC.3 | 738 E PERKINS STREET MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.29% |
| DARRELL ZALESKI D/B/A SPECTRUM BENE3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 0.28% |
| ANSAY & ASSOCIATES LLC3 | 2901 W BELTLINE HWY STE 202 MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 0.26% |
| BENEFITS INC3 Filed as: BENEFITS INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.19% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53188 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.18% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $584 | $3K | 0.17% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A GARCEAU INSURANC | PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.15% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DR STE 200 HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE LACROSSE | 1062 OAK FOREST DR STE 120 ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $107 | $2K | 0.14% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1060 BROADWAY STE 400 ALBANY, NY 12204 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $21 | $2K | 0.14% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 250 N PATRICK BLVD STE 100 ATLANTA, GA 30342 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $89 | $1K | 0.08% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE STARR GROUP | 5005 W LOOMIS RD GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | $956 | — | $956 | 0.06% |
| STANLEY MCDONALD AGENCY OF ILLINOIS3 | 3167 BERLIN DR LACROSSE, WI 54601 | METROPOLITAN LIFE INSURANCE COMPANY | $890 | — | $890 | 0.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF OHIO INC | 775 YARD ST STE 200 COLUMBUS, OH 43212 | METROPOLITAN LIFE INSURANCE COMPANY | — | $869 | $869 | 0.06% |
| PARADIGM GROUP3 Filed as: PARADIGM AGENCY LLC | 2781 13 MILE RD NE ROCKFORD, IL 49341 | METROPOLITAN LIFE INSURANCE COMPANY | $837 | — | $837 | 0.05% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INSURANCE SERVICES INC. | 11919 W BLUEMOUND RD WAUWATOSA, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $602 | — | $602 | 0.04% |
| JOHANNESEN-FARRAR INC.3 | 512 E WALWORTH AVE DELAVAN, WI 53115 | METROPOLITAN LIFE INSURANCE COMPANY | $548 | — | $548 | 0.04% |
| BUSINESS BENEFIT SOLUTIONS INC3 Filed as: BUSINESS BENEFIT SOLUTIONS, INC. | PO BOX 158 CENTER CITY, MN 55012 | METROPOLITAN LIFE INSURANCE COMPANY | $346 | — | $346 | 0.02% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES, LLC | PO BOX 510187 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $323 | — | $323 | 0.02% |
| SPECTRUM BENEFIT SOLUTIONS3 | 132 W STATE STREET MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $317 | — | $317 | 0.02% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | — | $259 | $259 | 0.02% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | METROPOLITAN LIFE INSURANCE COMPANY | $162 | $47 | $209 | 0.01% |
| LIBERTY INSURANCE SERVICES3 Filed as: LIBERTY INSURANCE GROUP, INC. | 17040 W GREENFIELD AVE STE 1 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $175 | — | $175 | 0.01% |
| TIC INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $171 | — | $171 | 0.01% |
| BENEFIT PLAN ADMIN OF EAU CLAIRE3 Filed as: BENEFIT PLAN ADMINISTRATORS OF EAU | PO BOX 1128 EAU CLAIRE, WI 54702 | METROPOLITAN LIFE INSURANCE COMPANY | $170 | — | $170 | 0.01% |
| MEYER INSURANCE AGENCY3 | 511 PHILLIPS BLVD SAUK CITY, WI 53583 | METROPOLITAN LIFE INSURANCE COMPANY | $147 | — | $147 | 0.01% |
| ZIZZL,LLC3 Filed as: ZIZZL LLC | N67 W29393 RICHTER RD HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $98 | — | $98 | 0.01% |
| WOLLER - ANGER & COMPANY3 Filed as: WOLLER ANGER COMPANY LLC | 930 ELM GROVE RD ELM GROVE, WI 53122 | METROPOLITAN LIFE INSURANCE COMPANY | $97 | — | $97 | 0.01% |
| MCCLONE AGENCY INC3 Filed as: THE MCCLONE AGENCY INC | PO BOX 389 MENASHA, WI 54952 | METROPOLITAN LIFE INSURANCE COMPANY | $93 | — | $93 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 245 S EXECUTIVE DR STE 200 BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $64 | $7 | $71 | 0.00% |
| MDI OF SUN PRAIRIE DBA HARMS3 Filed as: MDI OF SUN PRAIRIE INC/DBA HARMS IN | 804 LIBERTY BLVD STE 203 SUN PRAIRIE, WI 53590 | METROPOLITAN LIFE INSURANCE COMPANY | $71 | — | $71 | 0.00% |
| CYGANIAK PLANNING INC3 Filed as: CYGANIAK PLANNING, INC. | 3515 N 124TH ST BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $20 | — | $20 | 0.00% |
| CLERKIN WUNDERLIN GROUP3 | 402 GAMMON PL STE 330 MADISON, WI 53719 | METROPOLITAN LIFE INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| ASSURANCE AGENCY LTD3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| MCCLONE AGENCY INC3 | PO BOX 389 MENASHA, WI 54952 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| NORTH RISK PARTNERS LLC3 | 622 ROOSEVELT ROAD ST CLOUD, MN 56301 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| THE STARR GROUP3 | PO BOX 20001 GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| ASSOCIATED FINANCIAL GROUP LLC D/B/3 | 6000 CLEARWATER DR MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WMC SERVICE CORPORATION EIN 39-1413901 PLAN SPONSOR | Plan Administrator Service code 14 | 501 E WASHINGTON AVE MADISON, WI 537032914 | $200K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,615 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 15,615 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 27,891 | $1.5M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 27,891 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27,891 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.