| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN & BROWN INSURANCE SERVICES3 Filed as: BROWN & BROWN MN MINNEAPOLIS | 901 MARQUETTE AVE STE 1800 MINNEAPOLIS, MN 554023212 | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 0.57% |
| WMC SERVICE CORPORATION3 | 2 BUTTONWOOD CT MADISON, WI 537182156 | UNITEDHEALTHCARE INSURANCE COMPANY | $20K | — | $20K | 0.56% |
| CYGANIAK PLANNING INC3 | 3515 N 124TH ST BROOKFIELD, WI 53005 | UNITEDHEALTHCARE INSURANCE COMPANY | $18K | — | $18K | 0.49% |
| BENEFITS INC3 | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 530455826 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 0.41% |
| COTTINGHAM & BUTLER3 Filed as: COTTINGHAM & BUTLER INS SERVICES | 800 MAIN ST DUBUQUE, IA 520016822 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.09% |
| M3 INSURANCE SOLUTIONS INC | 828 JOHN NOLEN DRIVE MADISON, WI 537131424 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.08% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON RYAN & ASSOCIATES INC | 330 E KILBOURN AVE STE 850 MILWAUKEE, WI 532023170 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.07% |
| MIDWEST INSURANCE GROUP3 | 525 MAIN ST STE 310 DELAFIELD, WI 53018 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.07% |
| MIDWEST INSURANCE BROKERAGE LTD | 5733 W PACKARD ST APPLETON, WI 549138443 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.06% |
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES INC. | N14W23900 STONE RIDGE DR WAUKESHA, WI 531881135 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.06% |
| GREEN BAY INSURANCE CENTER INC3 Filed as: GREEN BAY INSURANCE CENTER INC. | 417 S MONROE AVE GREEN BAY, WI 543014015 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.04% |
| INFINITY BENEFIT SOLUTIONS INC3 | 1036 W JUNEAU AVE STE 302 MILWAUKEE, WI 532331413 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.03% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $428 | — | $428 | 0.01% |
| VIZANCE, INC.3 Filed as: VIZANCE BENEFITS, LLC | 1320 WALNUT RIDGE DRIVE STE 200 HARTLAND, WI 530298320 | UNITEDHEALTHCARE INSURANCE COMPANY | $75 | — | $75 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 550 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 550 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 935 | $3.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.