Welfare broker

LIBERTY INSURANCE SERVICES

Mailing address (most recent filing)

UNKNWON

GREENSBURG, PA 15601

Total comp: $221K
Commissions: $221K
Fees: $0
Filings: 16
Sponsors: 16

Carrier mix

Where LIBERTY INSURANCE SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UPMC HEALTH OPTIONS66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UPMC HEALTH OPTIONS	2	$2.1M	66.7%
BLUE CROSS OF CALIFORNIA	1	$1.7M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	3	$3.8M	0.1%	23.98x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LIBERTY INSURANCE SERVICES's plans by broker comp / premium ratio. Median 4.07% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of LIBERTY INSURANCE SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where LIBERTY INSURANCE SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
PROVIDENT CHARTER SCHOOL PROVIDENT CHARTER SCHOOL HEALTH AND WELFARE BENEFIT PLAN	PA	$1.2M	$48K	UPMC HEALTH OPTIONS
PIETRAGALLO GORDON ALFANO BOSICK & RASPANTI PIETRAGALLO GORDON ALFANO BOSICK & RASPANTI SECTION 125 CAFETERIA PLAN AND PREMIUM CONVERSION PROGRAM	PA	$890K	$42K	UPMC HEALTH OPTIONS
ASSETGENIE, INC. ASSETGENIE, INC. HEALTH AND WELFARE PLAN	PA	$1.7M	$16K	HIGHMARK INC.

Carrier

Plans

Premium

UPMC HEALTH OPTIONS

$2.1M

66.7%

BLUE CROSS OF CALIFORNIA

$1.7M

33.3%

State

Plans

Premium

State share

Index

$3.8M

0.1%

23.98x

Sponsor

Loc

Premium

Comp

Carrier

PROVIDENT CHARTER SCHOOL

PROVIDENT CHARTER SCHOOL HEALTH AND WELFARE BENEFIT PLAN

$1.2M

$48K

UPMC HEALTH OPTIONS

PIETRAGALLO GORDON ALFANO BOSICK & RASPANTI

PIETRAGALLO GORDON ALFANO BOSICK & RASPANTI SECTION 125 CAFETERIA PLAN AND PREMIUM CONVERSION PROGRAM

$890K

$42K

UPMC HEALTH OPTIONS

ASSETGENIE, INC.

ASSETGENIE, INC. HEALTH AND WELFARE PLAN

$1.7M

$16K

HIGHMARK INC.