| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES INC. | PO BOX 1610 WAUKESHA, WI 531871610 | HARTFORD LIFE AND ACCIDENT | $81K | — | $81K | 5.77% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC. | 250 N PATRICK BLVD, STE 100 BROOKFIELD, WI 53045 | HARTFORD LIFE AND ACCIDENT | $25K | — | $25K | 1.81% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | HARTFORD LIFE AND ACCIDENT | $21K | — | $21K | 1.48% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 2120 PEWAUKEE ROAD, 202 WAUKESHA, WI 53188 | HARTFORD LIFE AND ACCIDENT | $17K | — | $17K | 1.19% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | PO BOX 510925 NEW BERLIN, WI 53151 | HARTFORD LIFE AND ACCIDENT | $14K | — | $14K | 1.02% |
| ANSAY & ASSOCIATES LLC3 | 2901 W BELTLINE HIGHWAY, SUITE 202 MADISON, WI 53713 | HARTFORD LIFE AND ACCIDENT | $14K | — | $14K | 0.97% |
| WMC SERVICE CORPORATION3 | 501 E WASHINGTON AVE MADISON, WI 53703 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 0.94% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVCIES LLC | 100 NORTH CORPORATE DRIVE,SUITE 100 BROOKFIELD, WI 53045 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 0.92% |
| HAYS COMPANIES, INC.3 Filed as: HAYS BENEFITS GROUP OF WISCONSIN, L | 1200 NORTH MAYFAIR RD, STE 100 MILWAUKEE, WI 53226 | HARTFORD LIFE AND ACCIDENT | $11K | — | $11K | 0.81% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVCIES LLC | PO BOX 640 GREEN BAY, WI 54305 | HARTFORD LIFE AND ACCIDENT | $9K | — | $9K | 0.61% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E KILBOURN AVE, TWO PLAZA E 650 MILWAUKEE, WI 53202 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 0.60% |
| ASSURANCE AGENCY LTD3 | 20 N MARTINGALE DR SCHAUMBURG, IL 60173 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 0.55% |
| SPECTRUM BENEFIT SOLUTIONS3 Filed as: SPECTRUM BENEFIT SOLUTIONS LLC | 4233 SOUTHTOWNE DR EAU CLAIRE, WI 54401 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 0.55% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 2501 E ENTERPREISE AVE, STE 301 APPLETON, WI 54913 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 0.55% |
| AON CONSULTING INC3 Filed as: AON RISK SERVCIES CENTRAL INC | 111 N WASHINGTON ST STE 300 GREEN BAY, WI 54305 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 0.46% |
| HAUSMANN-JOHNSON INSURANCE INC3 Filed as: HAUSMANN-JOHNSON INS INC | PO BOX 259408 MADISON, WI 53725 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 0.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTL MIDWEST LIMITED | 330 S EXECUTIVE DRIVE, STE 200 BROOKFIELD, WI 53005 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 0.27% |
| BENEFITS INC3 Filed as: BENEFITS, INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 0.26% |
| ACRISURE LLC3 | PO BOX 510187 NEW BERLIN, WI 53151 | HARTFORD LIFE AND ACCIDENT | $4K | — | $4K | 0.26% |
| T I C INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 0.24% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WI, INC. | 1062 OAK FOREST DREIVE, SUITE 120 ONALASKA, WI 54650 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 0.23% |
| JOHNSON INS SERVICES LLC3 | 1103 HUNTER DRIVE, STE 100 MOUNT PLEASANT, WI 53406 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 0.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS OF WATSON MIDEST, INC | 400 N EXECUTIVE DRIVE, STE 300 BROOKFIELD, WI 53005 | HARTFORD LIFE AND ACCIDENT | $3K | — | $3K | 0.19% |
| KLINNER INSURANCE INC.3 | PO BOX 527 MEDFORD, WI 54451 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 0.18% |
| SCOTT A LAYEUX3 | 710 N PLANKINTON AVE STE 740 MILWAUKEE, WI 53203 | HARTFORD LIFE AND ACCIDENT | $2K | — | $2K | 0.14% |
| JOHNSON INS SERVICES LLC3 | 318 S WASHINGTON ST STE 200 GREEN BAY, WI 54301 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 0.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 18000 W SARAH LANE, STE 100 BROOKFIELD, WI 53045 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 0.10% |
| STEPHEN L WERNER & ASSOCIATES3 | PO BOX 11267 MILWAUKEE, WI 53211 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 0.08% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 0.08% |
| THE STARR GROUP3 Filed as: STARR INSURANCE GROUPS LTD | PO BOX 20001 GREENFIELD, WI 53220 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 0.08% |
| STUMM INSURANCE LLC3 Filed as: STUMM INS LLC | 9400 WEST HIGGINGS RD STE 310 ROSEMONT, IL 60018 | HARTFORD LIFE AND ACCIDENT | $967 | — | $967 | 0.07% |
| JOHANNESEN-FARRAR INC.3 | PO BOX 347 DELAVAN, WI 53115 | HARTFORD LIFE AND ACCIDENT | $966 | — | $966 | 0.07% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS, LLC | 1045 76TH ST STE 4000 WEST DES MOINES, IA 50266 | HARTFORD LIFE AND ACCIDENT | $874 | — | $874 | 0.06% |
| ENDRES INSURANCE AGENCY3 Filed as: ENDRES INSURANCE AGENCY, INC. | PO BOX 10 CROSS PLAINS, WI 53528 | HARTFORD LIFE AND ACCIDENT | $779 | — | $779 | 0.06% |
| SPRECTRUM BENEFIT SOLUTIONS OF CENT3 | 815 S 24THS AVE STE 200 WAUSAU, WI 54401 | HARTFORD LIFE AND ACCIDENT | $756 | — | $756 | 0.05% |
| STANLEY MCDONALD AGENCY OF ILLINOIS3 | 3167 BERLIN DR LA CROSSE, WI 54601 | HARTFORD LIFE AND ACCIDENT | $720 | — | $720 | 0.05% |
| BENEFIT PLAN ADMIN OF EAU CLAIRE3 | PO BOX 1128 EAU CLAIRE, WI 54702 | HARTFORD LIFE AND ACCIDENT | $633 | — | $633 | 0.04% |
| SUPERIOR STATE LIFE AGENCY INC3 | PO BOX 577 MENOMINEE, MI 49858 | HARTFORD LIFE AND ACCIDENT | $540 | — | $540 | 0.04% |
| CYGANIAK PLANNING INC3 Filed as: CYGANIAK PLANNING INC. | 3515 N 124TH ST, STE 100 BROOKFIELD, WI 53045 | HARTFORD LIFE AND ACCIDENT | $461 | — | $461 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS OF WATSON MIDEST, INC | 400 N EXECUTIVE DRIVE STE 300 BROOKFIELD, WI 53005 | HARTFORD LIFE AND ACCIDENT | $350 | — | $350 | 0.02% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC. | 10320 ORLAND PARKWAY ORLAND PARK, IL 604675695 | HARTFORD LIFE AND ACCIDENT | $320 | — | $320 | 0.02% |
| MANGOLD INSURANCE INC3 | PO BOX 440 BURLINGTON, WI 531050440 | HARTFORD LIFE AND ACCIDENT | $286 | — | $286 | 0.02% |
| MCCLONE AGENCY INC3 | PO BOX 389 MENASHA, WI 54952 | HARTFORD LIFE AND ACCIDENT | $213 | — | $213 | 0.02% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E KILBOURN AVE, TWO PLAZA E 650 MILWAUKEE, WI 53202 | HARTFORD LIFE AND ACCIDENT | $123 | — | $123 | 0.01% |
| HOME OFFICE TPA PAYS COMMISSION3 Filed as: HOME OFFICE DIRECT | ONE HARTFORD PLAZA HARTFORD, CT 06155 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| ACRISURE LLC3 | PO BOX 510187 NEW BERLIN, WI 53151 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| FRED MARSHALL3 Filed as: FRED H MARSHALL | 10 EAST DOTY STE 800 MADISON, WI 53703 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| PARADIGM GROUP3 Filed as: PARADIGM AGENCY LLC | 2781 13 MILE RD NE ROCKFORD, MI 49341 | HARTFORD LIFE AND ACCIDENT | $0 | — | $0 | 0.00% |
| WAGNER INSURANCE & FINANCIAL INC.3 | PO BOX 10 CROSS PLAINS, WI 53528 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF WISCONSIN | 400 N EXECUTIVE DRIVE BROOKFIELD, WI 53005 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| WMC SERVICE CORPORATION3 Filed as: WMC SERVICE CORP | 501 E WASHINGTON AVE MADISON, WI 53703 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF WI, INC. | 1062 OAK FOREST DREIVE, SUITE 120 ONALASKA, WI 54650 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| ENDRES INSURANCE AGENCY3 | PO BOX 10 CROSS PLAINS, WI 53528 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| HAYS COMPANIES, INC.3 Filed as: HAYS GROUP OF WI, LLC | 1200 NORTH MAYFAIR RD MILWAUKEE, WI 53226 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| INTEGRATED RISK SOLUTIONS3 Filed as: INTEGRATED RISK SOLUTIONS INC. | 2120 PEWAUKEE ROAD, 202 WAUKESHA, WI 53188 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
| SPECTRUM BENEFIT SOLUTIONS3 Filed as: SPECTRUM BENEFIT SOLUTIONS OF CENTR | 132 W STATE STREET MEDFORD, WI 54451 | HARTFORD LIFE AND ACCIDENT | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,979 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 12,979 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE AND ACCIDENT | 12,979 | $1.4M |
| Other | HARTFORD LIFE AND ACCIDENT | 12,979 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,979 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.