| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R & R INSURANCE SERVICES INC. | N14W23900 STONE RIDGE DR WAUKESHA, WI 53186 | METROPOLITAN LIFE INSURANCE COMPANY | $42K | $11K | $53K | 3.51% |
| BENECO3 Filed as: BENECO OF WISCONSIN, INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $1K | $12K | 0.78% |
| WMC SERVICE CORPORATION3 Filed as: WMC SERVICE CORP | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 0.78% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | PO BOX 510925 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | $877 | $11K | 0.77% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $7K | $11K | 0.71% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 62817 VIRGINIA BEACH, VA 62817 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $36 | $10K | 0.65% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A HNI RISK SERVICE | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | — | $8K | 0.52% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $365 | $7K | 0.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $586 | $6K | 0.40% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E KILBOURN AVE STE 650 MILWAUKEE, WI 53202 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.37% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON MIDWEST INC | 93033 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.35% |
| ANSAY & ASSOCIATES LLC3 | 2901 W BELTLINE HWY STE 202 MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $269 | $4K | 0.24% |
| KLINNER INSURANCE INC.3 | 738 E PERKINS STREET MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.21% |
| DARRELL ZALESKI D/B/A SPECTRUM BENE3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.20% |
| ASSURANCE AGENCY LTD3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | $289 | $3K | $3K | 0.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53188 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.19% |
| VIZANCE, INC.3 Filed as: VIZANCE INC. | 1320 WALNUT RIDGE DR STE 200 HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $361 | $3K | 0.18% |
| BENEFITS INC3 Filed as: BENEFITS INC. | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $138 | $3K | 0.18% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS INC. | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $77 | $2K | 0.16% |
| ASSOCIATED FINANCIAL GROUP LLC D/B/3 | 6000 CLEARWATER DR MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | $523 | $2K | $2K | 0.15% |
| JOHNSON INSURANCE SERVICES LLC3 Filed as: JOHNSON INSURANCE SERVICES, LLC | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $172 | $2K | 0.15% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES, LLC | PO BOX 510187 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $176 | $2K | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE LACROSSE | 1062 OAK FOREST DR STE 120 ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $145 | $2K | 0.13% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC. | 245 S EXECUTIVE DR STE 200 BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $881 | $73 | $954 | 0.06% |
| STANLEY MCDONALD AGENCY OF ILLINOIS3 | 3167 BERLIN DR LACROSSE, WI 54601 | METROPOLITAN LIFE INSURANCE COMPANY | $888 | — | $888 | 0.06% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 250 N PATRICK BLVD STE 100 ATLANTA, GA 30342 | METROPOLITAN LIFE INSURANCE COMPANY | $814 | $68 | $882 | 0.06% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A GARCEAU INSURANC | PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $844 | $844 | 0.06% |
| PARADIGM GROUP3 Filed as: PARADIGM AGENCY LLC | 2781 13 MILE RD NE ROCKFORD, IL 49341 | METROPOLITAN LIFE INSURANCE COMPANY | $830 | — | $830 | 0.06% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE STARR GROUP | 5005 W LOOMIS RD GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | $579 | — | $579 | 0.04% |
| JOHANNESEN-FARRAR INC.3 | 512 E WALWORTH AVE DELAVAN, WI 53115 | METROPOLITAN LIFE INSURANCE COMPANY | $489 | — | $489 | 0.03% |
| EAST TOWN INSURANCE SERVICES3 Filed as: EAST TOWN INSURANCE SERVICES INC. | 11919 W BLUEMOUND RD WAUWATOSA, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $458 | — | $458 | 0.03% |
| BUSINESS BENEFIT SOLUTIONS INC3 Filed as: BUSINESS BENEFIT SOLUTIONS, INC. | PO BOX 158 CENTER CITY, MN 55012 | METROPOLITAN LIFE INSURANCE COMPANY | $394 | — | $394 | 0.03% |
| LIBERTY INSURANCE SERVICES3 Filed as: LIBERTY INSURANCE GROUP, INC. | 17040 W GREENFIELD AVE STE 1 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $353 | — | $353 | 0.02% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF OHIO INC | 775 YARD ST STE 200 COLUMBUS, OH 43212 | METROPOLITAN LIFE INSURANCE COMPANY | — | $347 | $347 | 0.02% |
| THE STARR GROUP3 | PO BOX 20001 GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | $343 | — | $343 | 0.02% |
| SPECTRUM BENEFIT SOLUTIONS3 | 132 W STATE STREET MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $291 | — | $291 | 0.02% |
| BENEFIT PLAN ADMIN OF EAU CLAIRE3 Filed as: BENEFIT PLAN ADMINISTRATORS OF EAU | PO BOX 1128 EAU CLAIRE, WI 54702 | METROPOLITAN LIFE INSURANCE COMPANY | $239 | — | $239 | 0.02% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | METROPOLITAN LIFE INSURANCE COMPANY | $129 | $12 | $141 | 0.01% |
| MEYER INSURANCE AGENCY3 | 511 PHILLIPS BLVD SAUK CITY, WI 53583 | METROPOLITAN LIFE INSURANCE COMPANY | $139 | — | $139 | 0.01% |
| MCCLONE AGENCY INC3 | PO BOX 389 MENASHA, WI 54952 | METROPOLITAN LIFE INSURANCE COMPANY | $83 | — | $83 | 0.01% |
| CYGANIAK PLANNING INC3 Filed as: CYGANIAK PLANNING, INC. | 3515 N 124TH ST BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $77 | — | $77 | 0.01% |
| MDI OF SUN PRAIRIE DBA HARMS3 Filed as: MDI OF SUN PRAIRIE INC/DBA HARMS IN | 804 LIBERTY BLVD STE 203 SUN PRAIRIE, WI 53590 | METROPOLITAN LIFE INSURANCE COMPANY | $72 | — | $72 | 0.00% |
| NORTH RISK PARTNERS LLC3 | 622 ROOSEVELT ROAD ST CLOUD, MN 56301 | METROPOLITAN LIFE INSURANCE COMPANY | $21 | $8 | $29 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WMC SERVICE CORPORATION EIN 39-1413901 PLAN SPONSOR | Plan Administrator Service code 14 | 501 E WASHINGTON AVE MADISON, WI 537032914 | $156K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 17,550 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 17,550 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 19,631 | $1.5M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 19,631 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,631 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.