| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL C. WEAVER3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | PRIORITY HEALTH | $33K | — | $33K | 4.00% |
| BARKER WEBER INSURANCE AGENCY INC3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | $696 | $8K | 11.00% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 2.58% |
| BENEFIT PROFILES INC3 | 3358 EAGLE RUN DRIVE NE STE 3 GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 1.93% |
| BARKER WEBER INSURANCE AGENCY INC3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | $632 | $5K | 16.95% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.99% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $842 | $842 | 2.61% |
| BENEFIT PROFILES INC3 | 3358 EAGLE RUN DRIVE NE STE 3 GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $599 | $599 | 1.86% |
| BARKER WEBER INSURANCE AGENCY INC3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | $544 | $5K | 16.95% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 5.00% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $721 | $721 | 2.60% |
| BENEFIT PROFILES INC3 | 3358 EAGLE RUN DRIVE NE STE 3 GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $515 | $515 | 1.86% |
| BARKER WEBER INSURANCE AGENCY INC3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $990 | $123 | $1K | 16.90% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $330 | $330 | 5.01% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 Filed as: BOON CHAPMAN BENEFIT ADMIN INC | PO BOX 9039 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $181 | $181 | 2.75% |
| BENEFIT PROFILES INC3 | 3358 EAGLE RUN DRIVE NE STE 3 GRAND RAPIDS, MI 49525 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $115 | $115 | 1.75% |
| DANIEL C. WEAVER3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | PRIORITY HEALTH INSURANCE CO. | $257 | — | $257 | 4.99% |
| BARKER WEBER INSURANCE AGENCY INC | 2501 SPRING ARBOR RD JACKSON, MI 49203 | FIDELITY SECURITY LIFE INSURANCE CO. | $82 | — | $82 | 9.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | PRIORITY HEALTH | 167 | $822K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 114 | $69K |
| Vision | FIDELITY SECURITY LIFE INSURANCE CO. | 165 | $821 |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $7K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $32K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $28K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 128 | $7K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 167 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.