| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL C. WEAVER3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | PRIORITY HEALTH | $21K | — | $21K | 4.25% |
| DANIEL C. WEAVER3 | 59259 VAN DYKE AVE. WASHINGTON TOWNSHIP, MI 48094 | BLUE CARE NETWORK OF MICHIGAN | $33K | — | $33K | 6.92% |
| MICHIGAN PLANNERS, INC.3 | 59259 VAN DYKE AVE. WASHINGTON TOWNSHIP, MI 48094 | BLUE CARE NETWORK OF MICHIGAN | — | $1K | $1K | 0.29% |
| BARKER WEBER INSURANCE AGENCY INC3 Filed as: BARKER WEBER INSURANCE AGENCY | 2501 SPRING ARBOR RD. JACKSON, MI 49203 | METLIFE | $21K | — | $21K | 16.75% |
| GIS BENEFITS INC Filed as: GIS NATIONAL | 9500 KOGER AVE. SUITE 200 ST. PETERSBURG, FL 33702 | METLIFE | $8K | — | $8K | 6.60% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 Filed as: BOON-CHAPMAN BENEFIT ADMINISTRATORS | PO BOX 9201 BLDG 1, SUITE 100 AUSTIN, TX 78766 | METLIFE | — | $8K | $8K | 6.20% |
| GIS OF ILLINOIS Filed as: GIS BENEFITS VB TRUST | — | METLIFE | $94 | — | $94 | 0.07% |
| DANIEL C. WEAVER3 | 2501 SPRING ARBOR RD JACKSON, MI 49203 | PRIORITY HEALTH INSURACE CO. | $340 | — | $340 | 4.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH | 193 | $964K |
| Dental | METLIFE | 154 | $127K |
| Vision | METLIFE | 154 | $127K |
| Life insurance | METLIFE | 154 | $127K |
| Short-term disability | METLIFE | 154 | $127K |
| Long-term disability | METLIFE | 154 | $127K |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 156 | $474K |
| Other | METLIFE | 154 | $127K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 193 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.