| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL C. WEAVER3 Filed as: DANIEL COYE WEAVER | PO BOX 985 JACKSON, MI 492039203 | BLUE CARE NETWORK OF MICHIGAN | $20K | $2K | $21K | 3.58% |
| GROTENHUIS3 | PO BOX 140167 GRAND RAPIDS, MI 495140167 | BLUE CARE NETWORK OF MICHIGAN | $4K | — | $4K | 0.61% |
| BARKER WEBER INSURANCE AGENCY INC3 Filed as: BARKER WEBER INSURANCE AGENCY | 2501 SPRING ARBOR RD. JACKSON, MI 49203 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | — | $7K | 6.23% |
| MMA SERVICE CORP3 | 620 S. CAPITOL AVE. LANSING, MI 48933 | METROPOLITAN LIFE INSURANCE COMPANY | — | $5K | $5K | 4.75% |
| BARKER WEBER INSURANCE AGENCY INC3 Filed as: BARKER-WEBER INSURANCE AGENCY, INC. | PO BOX 985 JACKSON, MI 492040985 | METROPOLITAN LIFE INSURANCE COMPANY | $836 | — | $836 | 12.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 247 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 247 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CARE NETWORK OF MICHIGAN | 177 | $593K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $115K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 160 | $7K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $115K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $115K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $115K |
| Prescription drug | BLUE CARE NETWORK OF MICHIGAN | 177 | $593K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 247 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.