| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | P O BOX 896620 CHARLOTTE, NC 28289 | STARMOUNT LIFE INSURANCE COMPANY | $12K | $12K | $24K | 10.01% |
| PATRICIA R ALDAPE3 Filed as: PATRICIA ALDAPE | 2225 E RANDOL MILL ROAD SUITE 610 ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35K | — | $35K | 25.64% |
| MCGRIFF INSURANCE SERVICES INC3 | 3400 OVERTON PARK DRIVE SUITE 300 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 9.91% |
| LINDA A LECIEJEWSKI3 Filed as: LINDA LECIEJEWSKI | 1327 SPIRIT FALLS DR FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 2.54% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | P O BOX 9207 DES MOINES, IA 50306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 2.11% |
| JOSHUA J CONTRERAS3 Filed as: JOSHUA CONTRERAS | 2012 E RANDOL MILL RD STE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.75% |
| BENINTEL, LLC3 Filed as: BENINTEL LLC | 2535 N CENTRAL EXPRESSWAY SUITE 1200 RICHARDSON, TX 75080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.75% |
| THE BLUE ORANGE SOLUTIONS, LLC3 Filed as: THE BLUE ORANGE SOLUTIONS LLC | 24435 N CENTRAL EXPY SUITE 1200 RICHARDSON, TX 75080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $820 | — | $820 | 0.59% |
| KATHY LYNDE LEBLANC3 Filed as: KATHY LEBLANC | 6708 FOREST PARK DRIVE ARLINGTON, TX 76001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $658 | — | $658 | 0.48% |
| CYNTHIA WEBSTER3 | P O BOX 12478 ARLINGTON, TX 76096 | CONTINENTAL AMERICAN INSURANCE COMPANY | $255 | — | $255 | 0.18% |
| BRIDGET N ALDAPE3 Filed as: BRIDGET ALDAPE | 2012 E RANDOL MILL ROAD SUITE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $214 | — | $214 | 0.15% |
| ADRIAN GAMEZ3 | 2225 RANDOL MILL RD ARLINGON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $129 | — | $129 | 0.09% |
| SOMMER RIEHN3 | 2476 RANCHVIEW DR LITTLE ELM, TX 75068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | — | $101 | 0.07% |
| TAMMI LAVOICE COOPER3 Filed as: TAMMI COOPER | P O BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $72 | — | $72 | 0.05% |
| MOLOKAI MYLES HAND3 Filed as: MOLOKAI HAND | 1409 S. LAMAR S #716 DALLAS, TX 75215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.03% |
| JENNIFER MAY MORGAN3 Filed as: JENNIFER MORGAN | 18178 VALLEY VIEW FORNEY, TX 75126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.03% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS DRIVE LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | — | $48 | 0.03% |
| MAURCIO PLATT3 | 884 UNION STATION PARKWAY APT 1206 LEWISVILLE, TX 75057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| LOIS R VAUGHAN3 Filed as: LOIS VAUGHAN | 100 LARIAT TRAIL WAXAHACHIE, TX 75165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| SHERRY E KENNEY3 Filed as: SHERRY KENNEY | 706 ADAMS DR DUNCANVILLE, TX 75137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| DAVID M COUGHLIN3 Filed as: DAVID COUGHLIN | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| LINDA NEVAREZ3 | 1416 GABLES CT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| PHYLLIS A HOWARD3 Filed as: PHYLLIS HOWARD | 624 MISSION LANE LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| ROBERT SHEPARD COOPER3 Filed as: ROBERT SHEPART COOPER | P O BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN HUNDLEY | 1416 GABLES COURT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| WILLIAM COVINGTON3 | 2340 E TRINITY MILLS RD SUITE 300 CARROLLTON, TX 75006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSUSRANCE SERVICES INC | P O BOX 89662 CHARLOTTE, NC 28289 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17K | $6K | $22K | 20.01% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 3707 PEACHTREE ROAD NE ATLANTA, GA 30319 | ZURICH AMERICAN INSURANCE COMPANY | $14K | — | $14K | 19.35% |
| HOORAY HEALTH LLC3 | 14755 PRESTON ROAD SUITE 130 DALLAS, TX 75254 | ZURICH AMERICAN INSURANCE COMPANY | $7K | — | $7K | 9.15% |
| HOORAY HEALTH LLC3 | 14755 PRESTON ROAD SUITE 130 DALLAS, TX 75254 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 10.04% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES LLC | 3707 PEACHTREE ROAD NE ATLANTA, GA 30319 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 9.96% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STEALTH PARTNER GROUP CLAIMS ADMIN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Plan Administrator; Contract Administrator Service code 12 | 115 PERIMETER CENTER PLACE NE ATLANTA, GA 30346 | $38K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 617 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 617 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 617 | $292K |
| Vision(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 617 | $292K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 229 | $111K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 229 | $111K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE | 980 | $548K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 560 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 980 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.