| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 12712 PARK CENTRAL DRIVE, SUITE 100 DALLAS, TX 75251 | UNITEDHEALTHCARE INSURANCE COMPANY | $56K | $0 | $56K | 14.40% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UNITEDHEALTHCARE INSURANCE COMPANY | $3K | $0 | $3K | 0.89% |
| MJ INSURANCE3 Filed as: JOAN SCHROEDER AND VARIOUS AGENTS | 606 IVEY RIDGE COURT MURRELLS INLET, SC 29576 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 8.47% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 9207 DES MOINES, IA 50306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 5.06% |
| PATRICIA R ALDAPE3 Filed as: PATRICIA R. ALDAPE | 5540 CREEKRIDGE DRIVE ARLINGTON, TX 76018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | $0 | $4K | 4.02% |
| KATHY LYNDE LEBLANC3 Filed as: KATHY L. LEBLANC | 6708 FOREST PARK DRIVE ARLINGTON, TX 76001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.61% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS DRIVE LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.41% |
| BRIDGET N ALDAPE3 Filed as: BRIDGET N. ALDAPE | 2012 EAST RANDOL MILL ROAD SUITE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.93% |
| DIANA L CAESAR3 Filed as: DIANA L. CAESAR | 5628 HEARTWOOD COURT ARLINGTON, TX 76016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $879 | $0 | $879 | 0.81% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES LLC | PO BOX 441 DES MOINES, IA 50302 | PAN-AMERICAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 527 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PAN-AMERICAN LIFE INSURANCE COMPANY | 46 | $44K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,272 | $389K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,272 | $389K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,272 | $389K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,272 | $498K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.