| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | P O BOX 441 DES MOINES, IA 50302 | UNITEDHEALTHCARE INSURANCE COMPANY | $47K | — | $47K | 7.51% |
| MCGRIFF INSURANCE SERVICES INC3 | 1150 JULIAN DRIVE SUITE 100 WATKINSVILLE, GA 30677 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 2.12% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | CHUBB INSURANCE | $15K | — | $15K | 13.36% |
| HOORAY HEALTH LLC3 Filed as: HOORAY HEALTH, LLC | 14755 PRESTON ROAD SUITE 130 DALLAS, TX 75254 | CHUBB INSURANCE | $13K | — | $13K | 11.13% |
| ACAP HEALTH CONSULTING LLC3 Filed as: ACAP HEALTH CONSULTING, LLC | 12712 PARK CENTRAL DRIVE SUITE 100 DALLAS, TX 75251 | CHUBB INSURANCE | $5K | — | $5K | 4.00% |
| PATRICA R ALDAPE3 | 5540 CREEKRIDGE DRIVE ARLINGTON, TX 76018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | — | $17K | 15.46% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOC | P O BOX 9207 DES MOINES, IA 50306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14K | — | $14K | 12.70% |
| JOSHUA J CONTRERAS3 Filed as: JOSHUA J CONTREARAS | 2012 E RANDOL MILL ROAD SUIE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 3.88% |
| BENINTEL, LLC3 | 2535 N CENTRAL EXPRESSWAY SUITE 1200 RICHARDSON, TX 75080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 3.68% |
| KATHY LYNDE LEBLANC3 Filed as: KATHY L LEBLANC | 6708 FOREST PARK DR ARLINGTON, TX 76001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.80% |
| BRIDGET N ALDAPE3 | 2012 E RANDOL MILL ROAD SUITE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 1.44% |
| CYNTHIA WEBSTER3 | P O BOX 182478 ARLINGTON, TX 76096 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.21% |
| ADRIAN GAMEZ3 | 2225 E RANDOL MILL RD ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $735 | — | $735 | 0.69% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS DRIVE LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $390 | — | $390 | 0.36% |
| TAMMI LAVOICE COOPER3 Filed as: TAMMI L COOPER | P O BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $197 | — | $197 | 0.18% |
| MOLOKAI M. HAND3 Filed as: MOLOKAI M HAND | 1409 S LAMAR ST SUITE 716 DALLAS, TX 75215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $185 | — | $185 | 0.17% |
| LOIS R VAUGHAN3 | 100 LARIAT TRAIL WAXAHACHIE, TX 75165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $164 | — | $164 | 0.15% |
| SOMMER RIEHN3 Filed as: SOMMER N RIEHN | 2476 RANCHVIEW DRIVE LITTLE ELM, TX 75068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $159 | — | $159 | 0.15% |
| ROBERT SHEPARD COOPER3 | P O BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $147 | — | $147 | 0.14% |
| MAURICIO R PLATT3 | 884 UNION STATION PARKWAY APT 1206 LEWISVILLE, TX 75057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $139 | — | $139 | 0.13% |
| PHYLLIS A HOWARD3 | 624 MISSION LANE LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $136 | — | $136 | 0.13% |
| BEST CHOICE INSURANCE SERVICES LLC3 Filed as: BEST CHOICE INSURANCE SERVICES | 512 N HAMPTON ROAD SUITE 132 DESOTO, TX 75115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $114 | — | $114 | 0.11% |
| JENNIFER MAY MORGAN3 Filed as: JENNIFER M MORGAN | 18178 VALLEY VIEW FORNEY, TX 75126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | — | $86 | 0.08% |
| ROLAND ALDAPE3 | 5540 CREEKRIDGE DRIVE ARLINGTON, TX 76018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $81 | — | $81 | 0.08% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.07% |
| LINDA NEVAREZ3 Filed as: LINDA J NEVAREZ | 1416 GABLES CT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $68 | — | $68 | 0.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KASUNDRA R BROWN-CORBIN | 332 FOUTS AVENUE DUNCANVILLE, TX 75137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.06% |
| COLIN D FUKAMI3 Filed as: COLIN FUKAMI | 12932 STEADMAN FARMS DR FT WORTH, TX 76244 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | 0.06% |
| SHERRY E KENNEY3 | 706 ADAMS DR DUNCANVILLE, TX 75137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $62 | — | $62 | 0.06% |
| ELIZABETH A LOVE3 | 4136 SPINDLETREE LANE FORT WORTH, TX 76137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.04% |
| AIMEE BRANDON3 Filed as: AIMEE Z BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.03% |
| JONATHAN P BASKETT3 | 7409 TANGLEGLEN DR DALLAS, TX 75248 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.03% |
| RAELENE R BELL3 | 6250 ROSEWOOD DR APT 903 N RICHALND HILLS, TX 76180 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.02% |
| JOAN SCHROEDER3 | 606 IVERY RIDGE CT MURRELLS INLET, SC 29576 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.02% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN V HUNDLEY | 1416 GABLES COURT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| BRENDA A HUERTA3 Filed as: BRENDA A HUERTZ | 659 JUNCTION DR APT D115 ALLEN, TX 75013 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | — | $22 | 0.02% |
| ANGELIQUE N LILES3 Filed as: ANGELIQUE LILES | 305 REGENCY PKWY SUITE 605 MANSFIELD, TX 76063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.02% |
| KORNELIJA NUMIC3 | 25201 PASEO DE ALICIA SUITE 210 LAGUNA HILLS, CA 92653 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.02% |
| THOMAS ARTHUR WILLIAMS3 Filed as: THOMAS A WILLIAMS | 2625 DAHLIA DRIVE FORT WORTH, TX 76123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.02% |
| DIANA L CAESAR3 | 5628 HEARTWOOD COURT ARLINGTON, TX 76016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| NANCY E ODOM3 Filed as: NANCY E ODUM | 5921 STONE MEADOW DR PLANO, TX 75093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| YESENIA MALDONADO3 | 402 INDEPENDENCE DRIVE GARLAND, TX 75043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| MAURICIO ACUNA3 | 2411 LULA CT CORINTH, TX 75210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| WILLIAM COVINGTON3 | 2340 E TRINITY MILLS RD SUITE 300 CARROLLTON, TX 75006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JAMIE A CAMACHO3 | 105 MONTICELLO DRIVE MANSFIELD, TX 76063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| RMANN GROUP INC3 | 317 WELLNESS CT MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| SAIDA K SOSA3 Filed as: SAIDA A SOSA | 4511 SOUTH FLORA COURT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| SUZANNE LEWIS3 Filed as: SUZANNE Y LEWIS | 7116 RIPLEY STREET MCKINNEY, TX 75071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| KERI NORTON3 Filed as: KERI M NORTON | 12472 FM 2728 TERRELL, TX 75161 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| MICHAEL WEAVER3 | 144 PALMETTO HARBOUR DRIVE N MYRTLE BEACH, SC 29582 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| BRIAN M LEITZEL3 | 7920 W KELLOG DRIVE SUITE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JACQUELYN M RANDALL3 | 2951 SUNNYVALE ST DALLAS, TX 75251 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| REGINA GEIGER3 Filed as: REGINA S GEIGER | 1681 SOUTHWOOD DR MYRTLE BEACH, SC 29575 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| GUILLERMO GONZALEZ3 | 438 FRANKIE LANE LEWISVILLE, TX 75057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| WENDI R HORAK3 | P O BOX 575 ROSSVILLE, KS 66533 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| CALEB GILMOUR3 | 515 S. MAIN SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JON R OVERACRE3 | 916 S WICKSHIRE WAY BRENTWOOD, TN 37207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BRANDON LEE CATE3 Filed as: BRANDON L CATE | 2526 82ND STREET SUITE J LUBBOCK, TX 79423 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 19.43% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR INC EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $369K |
| HOLMES, MURPHY & ASSOC EIN 42-0985055 BROKER | Other commissions Service code 55 | — | $82K |
| MCGRIFF INSURANCE SERVICES INC EIN 56-1623293 BROKER | Other commissions Service code 55 | — | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,055 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,055 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,315 | $630K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 1,055 | $46K |
| Stop-loss / reinsurancereinsurance | STEALTH-SWISS RE-SWISS | 1,186 | $1.1M |
| Other(3 contracts, 3 carriers) | CHUBB INSURANCE | 1,404 | $268K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,315 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.