| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 1150 JULIAN DRIVE SUITE 100 WATKINSVILLE, GA 30067 | UNITEDHEALTHCARE INSURANCE COMPANY | $64K | — | $64K | 15.33% |
| PATRICIA R ALDAPE3 | 2225 E RANDOL MILL ROAD SUITE 610 ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75K | — | $75K | 23.94% |
| PATRICIA R ALDAPE3 | 5540 CREEKRIDGE DRIVE ARLINGTON, TX 76018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16K | — | $16K | 5.07% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | PO BOX 9207 DES MOINES, IA 50306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 3.17% |
| LINDA A LECIEJEWSKI3 | 1327 SPIRIT FALLS DR FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | — | $9K | 2.82% |
| MCGRIFF INSURANCE SERVICES INC3 | 3400 OVERTON PARK DRIVE SUITE 300 ATLANTA, GA 30339 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7K | — | $7K | 2.20% |
| THE BLUE ORANGE SOLUTIONS, LLC3 Filed as: THE BLUE ORANGE SOLUTION LLC | 2435 N CENTRAL EXPRESSWAY SUITE 1200 RICHARDSON, TX 75080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.33% |
| BENINTEL, LLC3 | 2535 N CENTRAL EXPRESSWAY SUIE 1200 RICHARDSON, TX 75080 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.33% |
| JOSHUA J CONTRERAS3 | 2012 E RANDOL MILL RD SUITE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 1.29% |
| CYNTHIA WEBSTER3 | P O BOX 182478 ARLINGTON, TX 76096 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 0.57% |
| KATHY LYNDE LEBLANC3 Filed as: KATHY L LEBLANC | 6708 FOREST PARK DR ARLINGTON, TX 76001 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.47% |
| ADRIAN GAMEZ3 | 2225 E RANDOL MILL ROAD SUITE 610 ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.37% |
| JENNIFER MAY MORGAN3 Filed as: JENNIFER M MORGAN | 18178 VALLEY VIEW FORNEY, TX 75126 | CONTINENTAL AMERICAN INSURANCE COMPANY | $990 | — | $990 | 0.32% |
| BRIDGET N ALDAPE3 | 2012 E RANDOL MILL RD SUITE 207A ARLINGTON, TX 76011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $815 | — | $815 | 0.26% |
| GCG FINANCIAL LLC3 Filed as: SYLVIA LARA | 2735 WESTERN HILLS DR LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $752 | — | $752 | 0.24% |
| SOMMER RIEHN3 Filed as: SOMMER N RIEHN | 2476 RANCHVIEW DRIVE LITTLE ELM, TX 75068 | CONTINENTAL AMERICAN INSURANCE COMPANY | $248 | — | $248 | 0.08% |
| PATRICIA R ALDAPE3 | 5540 CREEKRIDGE DRIVE ARLINGTON, TX 76018 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.02% |
| MOLOKAI M. HAND3 Filed as: MOLOKAI M HAND | 1409 S LAMAR ST SUITE 716 DALLAS, TX 75215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.01% |
| TAMMI LAVOICE COOPER3 Filed as: TAMMI L COOPER | PO BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.01% |
| MAURICIO R PLATT3 | 884 UNION STATION PARKWAY APT 1206 LEWISVILLE, TX 75057 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| ROBERT SHEPARD COOPER3 | P O BOX 609 SANGER, TX 76266 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.01% |
| LOIS R VAUGHAN3 | 100 LARIAT TRAIL WAXAHACHIE, TX 75165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: KASUNDRA R BROWN-CORBIN | 332 FOUTS AVENUE DUNCANVILLE, TX 75137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.01% |
| LINDA NEVAREZ3 Filed as: LINDA J NEVAREZ | 1416 GABLES COURT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.00% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| THOMAS ARTHUR WILLIAMS3 Filed as: THOMAS A WILLIAMS | 2625 DAHLIA DRIVE FORT WORTH, TX 76123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.00% |
| SHERRY E KENNEY3 | 706 ADAMS DRIVE DUNCANVILLE, TX 75137 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| PHYLLIS A HOWARD3 | 624 MISSION LN LANCASTER, TX 75146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| YESENIA MALDONADO3 | 402 INDEPENDENCE DRIVE GARLAND, TX 75043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| AIMEE BRANDON3 Filed as: AIMEE Z BRANDON | 28322 OPENFIELD LOOP WESLEY CHAPEL, FL 33543 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| T ALLEN HOWDESHELL3 Filed as: ALLEN V HUNDLEY | 1416 GABLES COURT PLANO, TX 75075 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| SAIDA K SOSA3 | 4511 SOUTH FLORIDA COURT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.00% |
| AGELIQUE LILES3 | 305 REGENCY PARKWAY SUITE 605 MANSFIELD, TX 76063 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| SUZANNE LEWIS3 Filed as: SUZANNE Y LEWIS | 7116 RIPLEY STREET MCKINNEY, TX 75071 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| CALEB GILMOUR3 | 515 S MAIN SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| BRIAN M LEITZEL3 | 7920 W KELLOG DRIVE SUITE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JOAN SCHROEDER3 | 606 IVERY RODGE COURT MURRELLS INLET, SC 29576 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| RMANN GROUP INC3 | 317 WELLNESS COURT MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| WILLIAM COVINGTON3 | 2340 E TRINITY MILLS ROAD SUITE 300 CARROLLTON, TX 75006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| NANCY E ODOM3 | 5921 STONE MEADOW DRIVE PLANO, TX 75093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JACQUELYN M RANDALL3 | 2951 SUNNYVALE STREET DALLAS, TX 75251 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BEST CHOICE INSURANCE SERVICES LLC3 | 512 N HAMPTON ROAD #132 DESOTO, TX 75115 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$1 | — | -$1 | -0.00% |
| STEALTH PARTNER GROUP LLC3 | 18700 N HAYDEN ROAD SCOTTSDALE, AZ 85255 | HCC LIFE INSURANCE COMPANY | $0 | $11K | $11K | 4.32% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MCGRIFF INSURANCE SERVICES BROKER | Insurance services; Insurance agents and brokers Service code 22 | 3400 OVERTON PARK DRIVE SUITE 300 ATLANTA, GA 30339 | $28K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 794 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,089 | $416K |
| Short-term disability | GUARDIAN | 201 | $10K |
| Long-term disability | GUARDIAN | 201 | $10K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 794 | $313K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,089 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.