See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RAEL AND LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | PO BOX PASADENA, CA 911894019 | $48K |
| IRONWORKERS EMPLOYEES BENEFIT CORP EIN 95-3084599 NONE | Contract Administrator Service code 13 | 131 N EL MOLINO AVENUE SUITE 330 PASADENA, CA 91101 | $39K |
| MC MENOMY & ASSOCIATES CPAS LLP EIN 46-1559312 NONE | Accounting (including auditing) Service code 10 | 876 N MOUNTAIN AVE SUITE 105 UPLAND, CA 91786 | $17K |
| STRATEGIC CAPITAL INVEST ADVISORS EIN 36-4268991 NONE | Investment advisory (plan) Service code 27 | 720 E BUTTERFIELD ROAD SUITE 360 LOMBARD, IL 60148 | $16K |
| IRON MOUNTAIN EIN 23-2588479 NONE | Other fees Service code 99 | 1101 ENTERPRISE DRIVE ROYERSFORD, PA 19468 | $15K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal Service code 29 | 605 ELLIS STREET SUITE 200 MOUNTAIN VIEW, CA 94043 | $10K |
| WELLS FARGO BANK EIN 94-1347393 NONE | Other services Service code 49 | NW 7091 PO BOX 1450 MINNEAPOLIS, MN 55485 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 482 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 482 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN | 482 | $6.6M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 482 | $222K |
| Vision | DAVIS VISION INC. | 482 | $61K |
| Life insurance | HARTFORD LIFE INSURANCE COMPANY | 400 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 482 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.