See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| IRONWORKERS EMPLOYEE'S BENEFIT CORP EIN 95-3084599 NONE | Contract Administrator Service code 13 | 131 N. EL MOLINO AVE., SUITE 330 PASADENA, CA 91101 | $38K |
| RAEL AND LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | 35 N. LAKE AVENUE, SUITE 810 PASADENA, CA 91101 | $36K |
| BERNARD KOTKIN AND COMPANY LCO, LLP EIN 95-2556670 NONE | Accounting (including auditing) Service code 10 | 533 S. FREMONT AVE., SUITE 802 LOS ANGELES, CA 90071 | $17K |
| STRATEGIC CAPITAL INVES ADVISORS EIN 36-4268991 NONE | Investment advisory (plan) Service code 27 | 720 E. BUTTERFIELD ROAD, SUITE 360 LOMBARD, IL 60148 | $15K |
| HILL, FARRER & BURRILL LLP EIN 95-2153880 NONE | Legal Service code 29 | 300 SOUTH GRAND AVENUE, 37TH FLOOR LOS ANGELES, CA 90071 | $11K |
| UNION BANK OF CALIFORNIA EIN 94-1234797 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 445 SOUTH FIGUEROA STREET G05-055 LOS ANGELES, CA 90071 | $7K |
| US BANK EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 221 SOUTH FIGUEROA ST. STE 210 LOS ANGELES, CA 90012 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 511 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 511 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER PERMANENTE | 559 | $6.5M |
| Dental | DELTA DENTAL OF CALIFORNIA | 554 | $316K |
| Vision | SPECTRA, INC. | 560 | $90K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 560 | $34K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 560 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.