No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RAEL AND LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | PO BOX PASADENA, CA 911894019 | $46K |
| IRONWORKERS EMPLOYEES BENEFIT CORP EIN 95-3084599 NONE | Contract Administrator Service code 13 | 131 N EL MOLINO AVENUE SUITE 330 PASADENA, CA 91101 | $39K |
| MC MENOMY & ASSOCIATES CPAS LLP EIN 46-1559312 NONE | Accounting (including auditing) Service code 10 | 876 N MOUNTAIN AVE SUITE 105 UPLAND, CA 91786 | $17K |
| STRATEGIC CAPITAL INVEST ADVISORS EIN 36-4268991 NONE | Investment advisory (plan) Service code 27 | 720 E BUTTERFIELD ROAD SUITE 360 LOMBARD, IL 60148 | $16K |
| KRAW LAW GROUP EIN 77-0171216 NONE | Legal Service code 29 | 605 ELLIS STREET SUITE 200 MOUNTAIN VIEW, CA 94043 | $14K |
| U.S. BANK EIN 31-0841368 NONE | Other services Service code 49 | PO BOX 70870 ST PAUL, MN 551709581 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 503 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 503 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN | 427 | $6.8M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 427 | $238K |
| Vision | HM LIFE INSURANCE COMPANY | 427 | $66K |
| Life insurance | HARTFORD LIFE INSURANCE COMPANY | 260 | $30K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 427 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.