No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RAEL AND LETSON EIN 94-1701048 NONE | Consulting (general) Service code 16 | 35 N. LAKE AVENUE, SUITE 810 PASADENA, CA 91101 | $46K |
| IRONWORKERS EMPLOYEE'S BENEFIT CORP EIN 95-3084599 NONE | Contract Administrator Service code 13 | 131 N. EL MOLINO AVE., SUITE 330 PASADENA, CA 91101 | $39K |
| BERNARD KOTKIN AND COMPANY LCO, LLP EIN 95-2556670 NONE | Accounting (including auditing) Service code 10 | 533 S. FREMONT AVE., SUITE 802 LOS ANGELES, CA 90071 | $17K |
| STRATEGIC CAPITAL INVES ADVISORS EIN 36-4268991 NONE | Investment advisory (plan) Service code 27 | 720 E. BUTTERFIELD ROAD, SUITE 360 LOMBARD, IL 60148 | $15K |
| HILL, FARRER & BURRILL LLP EIN 95-2153880 NONE | Legal Service code 29 | 300 SOUTH GRAND AVENUE, 37TH FLOOR LOS ANGELES, CA 90071 | $9K |
| UNION BANK OF CALIFORNIA EIN 94-1234797 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 445 SOUTH FIGUEROA STREET G05-055 LOS ANGELES, CA 90071 | $8K |
| US BANK EIN 31-0841368 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | 221 SOUTH FIGUEROA ST. STE 210 LOS ANGELES, CA 90012 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 550 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 550 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER PERMANENTE | 550 | $6.4M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 550 | $296K |
| Vision | SPECTRA, INC. | 550 | $85K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 550 | $33K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 550 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.