See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 14 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 9 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.4M |
| DIANE PICKLE EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $115K |
| WITHUMSMITH+BROWN PC EIN 22-2027092 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $111K |
| MARGARET BIBB EIN 23-1317409 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| MORIAH JAMROM EIN 23-1317409 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Direct payment from the plan; Insurance brokerage commissions and fees Service code 50 | — | $73K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Investment advisory (plan); Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment management fees paid directly by plan Service code 15 | — | $67K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Direct payment from the plan; Investment advisory (plan); Consulting fees Service code 27 | — | $60K |
| MICHELLE BONHAM EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $59K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Investment management; Direct payment from the plan Service code 28 | — | $54K |
| ANNE MCFARLAND EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $53K |
| CONSOLIDATED GRAPHICS COMMUNICATION NONE | Copying and duplicating Service code 36 | 1901 MAYVIEW RD BRIDGEVILLE, PA 15017 | $39K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| AMERISERV TRUST & FINANCIAL SERVICE EIN 25-1689052 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $18K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,288 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7,675 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 54,963 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 91,244 | $341.2M |
| Dental(3 contracts, 2 carriers) | UNITED CONCORDIA LIFE & HEALTH INSURANCE COMPANY | 28,946 | $7.7M |
| Vision(2 contracts, 2 carriers) | DAVIS VISION | 30,939 | $1.2M |
| Life insurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 31,806 | $2.8M |
| Short-term disability | AMERICAN UNITED INSURANCE COMPANY | 8,388 | $1.4M |
| Long-term disability | AMERICAN UNITED INSURANCE COMPANY | 8,388 | $1.4M |
| Prescription drug(2 contracts, 2 carriers) | HIGHMARK | 42,682 | $153.9M |
| Other | AMERICAN UNITED INSURANCE COMPANY | 8,388 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 91,244 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.