See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 12 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.3M |
| DIANE PICKLE EIN 23-1317409 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $99K |
| MARGARET BIBB EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $73K |
| MORIAH JAMROM EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $73K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Direct payment from the plan; Consulting fees; Investment advisory (plan) Service code 27 | — | $73K |
| WITHUMSMITH+BROWN PC EIN 22-2027092 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $70K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees; Direct payment from the plan Service code 50 | — | $64K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Investment advisory (plan); Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment management fees paid directly by plan Service code 15 | — | $57K |
| ANNE MCFARLAND EIN 23-1317409 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $51K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Direct payment from the plan; Investment management Service code 28 | — | $44K |
| CONSOLIDATED GRAPHICS COMMUNICATION NONE | Copying and duplicating Service code 36 | 1901 MAYVIEW RD BRIDGEVILLE, PA 15017 | $39K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| AMERISERV TRUST & FINANCIAL SERVICE EIN 25-1689052 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 47,136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9,078 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 56,214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 90,845 | $342.5M |
| Dental(3 contracts, 2 carriers) | UNITED CONCORDIA LIFE & HEALTH INSURANCE COMPANY | 30,751 | $8.3M |
| Vision(2 contracts, 2 carriers) | DAVIS VISION | 30,510 | $1.0M |
| Life insurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 32,694 | $2.8M |
| Short-term disability | AMERICAN UNITED INSURANCE COMPANY | 10,261 | $1.3M |
| Long-term disability | AMERICAN UNITED INSURANCE COMPANY | 10,261 | $1.3M |
| Prescription drug | HIGHMARK | 45,938 | $82.1M |
| Other | AMERICAN UNITED INSURANCE COMPANY | 10,261 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90,845 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.