See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 13 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Contract Administrator Service code 13 | — | $1.0M |
| UNITED STEELWORKERS OF AMERICA EIN 25-0818080 NONE | Contract Administrator Service code 13 | — | $161K |
| DIANE PICKLE EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $73K |
| MARGARET STOUT EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $66K |
| MORIAH JAMROM EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $45K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Investment advisory (plan); Direct payment from the plan; Consulting fees; Investment management fees paid directly by plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $44K |
| ANNE MCFARLAND EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $41K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal Service code 29 | — | $40K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $34K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Investment management Service code 28 | — | $31K |
| AMERISERV TRUST & FINANCIAL SERVICE EIN 25-1689052 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $10K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial; Consulting (general) Service code 11 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 49,740 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,107 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 50,847 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HIGHMARK | 42,996 | $408.4M |
| Dental(4 contracts, 3 carriers) | UNITED CONCORDIA COMPANIES, INC. | 30,484 | $8.0M |
| Vision(3 contracts, 3 carriers) | CAREMARK-ARCELORMITTAL | 25,113 | $71.0M |
| Life insurance(2 contracts, 2 carriers) | DAVISVISION/HIGHMARK | 29,769 | $2.3M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 5,569 | $1.1M |
| Prescription drug(3 contracts, 3 carriers) | ANTHEM BLUE CROSS AND BLUE SHIELD | 40,260 | $247.8M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,569 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 42,996 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.