See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 6 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.4M |
| DIANE PICKLE EIN 23-1317409 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $96K |
| MARGARET BIBB EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $73K |
| GALLAGHER FIDUCIARY ADVISORS LLC EIN 36-4291971 NONE | Direct payment from the plan; Investment advisory (plan); Consulting fees Service code 27 | — | $73K |
| MORIAH JAMROM EIN 23-1317409 NONE | Employee (plan); Direct payment from the plan Service code 30 | — | $68K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Investment management fees paid directly by plan; Investment advisory (plan); Consulting fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $52K |
| ANNE MCFARLAND EIN 23-1317409 NONE | Direct payment from the plan; Employee (plan) Service code 30 | — | $52K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Direct payment from the plan; Investment management Service code 28 | — | $41K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal; Direct payment from the plan Service code 29 | — | $36K |
| AMERISERV TRUST & FINANCIAL SERVICE EIN 25-1689052 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 50,662 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9,757 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 60,419 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK | 99,718 | $378.7M |
| Dental | DELTA DENTAL OF PENNSYLVANIA | 359 | $119K |
| Vision(2 contracts, 2 carriers) | DAVIS VISION | 38,771 | $1.2M |
| Life insurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 31,986 | $2.9M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 11,786 | $1.2M |
| Prescription drug | HIGHMARK | 51,391 | $95.2M |
| Other | HARTFORD LIFE AND ACCIDENT | 11,786 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 99,718 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.