See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 14 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Contract Administrator Service code 13 | — | $1.0M |
| DIANE PICKLE EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $89K |
| MARGARET STOUT EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $67K |
| MORIAH JAMROM EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $50K |
| ANNE MCFARLAND EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $46K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment advisory (plan); Consulting fees; Direct payment from the plan; Investment management fees paid directly by plan Service code 15 | — | $41K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal Service code 29 | — | $39K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $35K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Investment management Service code 28 | — | $34K |
| UNITED STEELWORKERS OF AMERICA EIN 25-0818080 NONE | Contract Administrator Service code 13 | — | $25K |
| AMERISERV TRUST & FINANCIAL SERVICE EIN 25-1689052 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 46,100 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 973 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 47,073 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HIGHMARK | 43,002 | $429.7M |
| Dental(4 contracts, 3 carriers) | UNITED CONCORDIA COMPANIES, INC. | 29,461 | $7.2M |
| Vision(3 contracts, 3 carriers) | CAREMARK-ARCELORMITTAL | 24,606 | $64.3M |
| Life insurance(2 contracts, 2 carriers) | DAVISVISION/HIGHMARK | 31,231 | $2.6M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 5,547 | $1.1M |
| Prescription drug(3 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 38,746 | $248.3M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,547 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 43,002 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.