See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 14 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 8 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CENTRAL DATA SERVICES, INC. EIN 25-1352803 NONE | Contract Administrator Service code 13 | — | $1.2M |
| DIANE PICKLE EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $89K |
| MARGARET BIBB EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $69K |
| MORIAH JAMROM EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $57K |
| ANNE MCFARLAND EIN 23-1317409 NONE | Employee (plan) Service code 30 | — | $48K |
| INNOVEST PORTFOLIO SOLUTIONS EIN 84-1612955 NONE | Investment management fees paid directly by plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Investment advisory (plan); Direct payment from the plan; Consulting fees Service code 15 | — | $47K |
| BREDHOFF & KAISER EIN 52-0969534 NONE | Legal Service code 29 | — | $46K |
| RICHMOND CAPITAL MANAGEMENT EIN 54-1288566 NONE | Investment management Service code 28 | — | $36K |
| MCELHANEY & ASSOCIATES, LLC EIN 38-3806684 NONE | Accounting (including auditing) Service code 10 | — | $35K |
| MILLIMAN INC EIN 91-0675641 NONE | Actuarial; Consulting (general) Service code 11 | — | $18K |
| AMERISERV TRUST & FINANCIAL SERVICE EIN 25-1689052 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 53,391 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 964 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 54,355 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HIGHMARK | 47,914 | $461.3M |
| Dental(4 contracts, 3 carriers) | UNITED CONCORDIA COMPANIES, INC. | 28,978 | $7.1M |
| Vision(3 contracts, 3 carriers) | CAREMARK-ARCELORMITTAL | 33,306 | $75.1M |
| Life insurance(2 contracts, 2 carriers) | DAVISVISION/HIGHMARK | 30,841 | $2.4M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 5,289 | $1.1M |
| Prescription drug(3 contracts, 3 carriers) | ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANY | 43,383 | $263.0M |
| Other | HARTFORD LIFE AND ACCIDENT | 5,289 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 47,914 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.