See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HYLANT GROUP, INC. EIN 34-1456671 ENROLLMENT & MKT ADMIN | Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Insurance agents and brokers; Direct payment from the plan; Participant communication Service code 15 | — | $1.0M |
| SEDGWICK CLAIMS MANAGEMENT EIN 36-2685608 CLAIMS ADMINISTRATOR | Direct payment from the plan; Claims processing Service code 12 | — | $1.0M |
| FISERV EIN 39-1506125 CREDIT CARD PROCESSOR | Direct payment from the plan; Other services Service code 49 | — | $119K |
| MORGAN STANLEY CAPITAL MANAGEMENT, EIN 11-3658445 PLAN INVESTMENT MANAGER | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $108K |
| SASSETTI LLC EIN 36-2239746 PLAN AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $74K |
| BAUM SIGMAN AUERBACH & NEUMAN LTD EIN 36-2744057 PLAN ATTORNEY | Legal; Direct payment from the plan Service code 29 | — | $54K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 124,337 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 124,337 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | WESTCHESTER SURPLUS LINES INSURANCE CO | 120,049 | $625K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 120,049 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.