| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT | 811 MADISON AVENUE TOLEDO, OH 43604 | LEXINGTON INSURANCE COMPANY | $36K | — | $36K | 8.00% |
| SWETT AND CRAWFORD3 | 3350 RIVERWOOD PARKWAY, SUITE 1100 ATLANTA, GA 30339 | LEXINGTON INSURANCE COMPANY | $31K | — | $31K | 7.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CARUSO SMITH PICINI PC EIN 22-3013362 NONE | Legal Service code 29 | — | $1.0M |
| MATTMILLER CROSBIE EIN 47-3178366 NONE | Legal Service code 29 | — | $974K |
| HYLANT GROUP, INC. EIN 34-1456671 ENROLLMENT & MKT ADMIN | Participant communication; Insurance agents and brokers; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $965K |
| HANNON LAW GROUP EIN 75-3211912 NONE | Legal Service code 29 | — | $831K |
| SEDGWICK CLAIMS MANAGEMENT EIN 36-2685608 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $796K |
| NORTHWEST LEGAL ADVOCATES, LLC EIN 47-1175643 NONE | Legal Service code 29 | — | $313K |
| THENELL LAW GROUP, P.C EIN 45-4378288 NONE | Legal Service code 29 | — | $290K |
| LAW OFFICES OF PATRICK J MCANDREW EIN 46-1309632 NONE | Legal Service code 29 | — | $285K |
| FRONT LINE LAW LLC EIN 84-1901898 NONE | Legal Service code 29 | — | $240K |
| C. ELSTON & ASSOCIATES, LLC EIN 20-0797226 NONE | Legal Service code 29 | — | $237K |
| GUSTE, BARNETT, SCHLESINGER ALPAUGH EIN 43-6609270 NONE | Legal Service code 29 | — | $219K |
| WOOD, PUHL & WOOD, PLLC EIN 26-0011167 NONE | Legal Service code 29 | — | $211K |
| LORUSSO LAW FIRM P.C. EIN 26-1656074 NONE | Legal Service code 29 | — | $210K |
| ELKUS AND SISSON PC EIN 02-0747893 NONE | Legal Service code 29 | — | $201K |
| LAW OFFICE OF DANIEL MARKS, LTD. EIN 27-1530647 NONE | Legal Service code 29 | — | $180K |
| AUBRY HUNTSMAN P.A. EIN 48-1210927 NONE | Legal Service code 29 | — | $170K |
| HUNTLEY LAW LLC EIN 83-4612586 NONE | Legal Service code 29 | — | $152K |
| THE GOODE LAW FIRM, A P.L.C. EIN 72-1293192 NONE | Legal Service code 29 | — | $151K |
| SMITH MILLS & SCHROCK LAW EIN 26-0041297 NONE | Legal Service code 29 | — | $151K |
| MCCAULEY & ROACH, LLC EIN 27-0157485 NONE | Legal Service code 29 | — | $145K |
| SMITH WOOLF ANDERSON & WILKINSON EIN 26-0676687 NONE | Legal Service code 29 | — | $145K |
| SWEET DEWBERRY HUBBARD PLC EIN 47-4155418 NONE | Legal Service code 29 | — | $136K |
| SCANLAN LAW PLLC EIN 86-1520754 NONE | Legal Service code 29 | — | $130K |
| GARY J. JAMES & ASSOCIATES P.C. EIN 73-1613620 NONE | Legal Service code 29 | — | $128K |
| DONOVAN J. JACOBS EIN 55-0029454 NONE | Legal Service code 29 | — | $114K |
| HYAS GROUP EIN 26-2924761 NONE | Investment management Service code 28 | 108 NW 9TH AVE STE 203 PORTLAND, OR 972093318 | $103K |
| THE LAW OFFICE OF LEWIS R ROSENBLUM EIN 27-0961107 NONE | Legal Service code 29 | — | $100K |
| THE JONES LAW FIRM EIN 47-5668992 NONE | Legal Service code 29 | — | $100K |
| LAW OFFICE OF PELAYES & YU, APC EIN 82-1124132 NONE | Legal Service code 29 | — | $98K |
| LAW OFFICE OF DOUGLAS JEWELL LLC EIN 46-2518515 NONE | Legal Service code 29 | — | $97K |
| FARRAR & BATES LLP EIN 62-1516737 NONE | Legal Service code 29 | — | $93K |
| THE GEIGLE LAW FIRM, LLC EIN 47-2709402 NONE | Legal Service code 29 | — | $93K |
| FAULKNER, HOFFMAN & PHILLIPS LLC EIN 45-1540483 NONE | Legal Service code 29 | — | $85K |
| RAYBIN & WEISSMAN, P.C. EIN 62-1094815 NONE | Legal Service code 29 | — | $84K |
| JAN CHRISTIE, ESQ. EIN 48-1685903 NONE | Legal Service code 29 | — | $80K |
| LAW OFFICE OF OLINS AND CHAIKIN EIN 81-1193645 NONE | Legal Service code 29 | — | $78K |
| HARSHMAN & WANNEMACHER EIN 31-1476772 NONE | Legal Service code 29 | — | $77K |
| FRANCIS J HILL EIN 05-8401641 NONE | Other services Service code 49 | — | $77K |
| STEVEN C. SCHROERING EIN 40-5947531 NONE | Legal Service code 29 | — | $70K |
| COREY GLAVE, ATTORNEY AT LAW EIN 26-1166420 NONE | Legal Service code 29 | — | $69K |
| MALLET LAW OFFICES PLLC EIN 83-4418261 NONE | Legal Service code 29 | — | $69K |
| LAW OFFICE OF SAKU E. ETHIR EIN 56-7879717 NONE | Legal Service code 29 | — | $66K |
| BAUM SIGMAN AUERBACH & NEUMAN LTD EIN 36-2744057 PLAN ATTORNEY | Legal Service code 29 | — | $65K |
| GIBBONS FIRM PC EIN 82-2910745 NONE | Legal Service code 29 | — | $64K |
| HERBERT LAW FIRM EIN 27-1277025 NONE | Legal Service code 29 | — | $64K |
| DOLLE AND MATHEWS CO LPA EIN 31-0997905 NONE | Legal Service code 29 | — | $63K |
| STURGILL TURNER BARKER & MOLONEY PL EIN 61-0576615 NONE | Legal Service code 29 | — | $60K |
| LOTUS MITIGATION AND INVESTIGATION EIN 87-1669242 NONE | Other services Service code 49 | — | $58K |
| FILICETTI LAW OFFICE, P.A. EIN 82-0507638 NONE | Legal Service code 29 | — | $58K |
| JOHN M. L. BROWN, P.C. EIN 62-1587315 NONE | Legal Service code 29 | — | $57K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 112,000 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 112,000 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | LEXINGTON INSURANCE COMPANY | 112,000 | $448K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 112,000 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.