| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT | 811 MADISON AVENUE TOLEDO, OH 43604 | LEXINGTON INSURANCE COMPANY | $27K | — | $27K | 8.00% |
| SWETT AND CRAWFORD3 | 3350 RIVERWOOD PARKWAY, SUITE 1100 ATLANTA, GA 30339 | LEXINGTON INSURANCE COMPANY | $24K | — | $24K | 7.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HYLANT GROUP, INC. EIN 34-1456671 ENROLLMENT & MKT ADMIN | Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication Service code 15 | — | $595K |
| SEDGWICK CLAIMS MANAGEMENT EIN 36-2685608 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $447K |
| MCCAULEY & ROACH, LLC EIN 27-0157485 NONE | Legal Service code 29 | — | $433K |
| CARUSO SMITH PICINI PC EIN 22-3013362 NONE | Legal Service code 29 | — | $263K |
| MASTAGNI, HOLSTEDT, A PROFESSIONAL EIN 94-2678460 NONE | Legal Service code 29 | — | $248K |
| MOORE AND LEAMAN EIN 73-1540987 NONE | Legal Service code 29 | — | $245K |
| MATTMILLER CROSBIE EIN 47-3178366 NONE | Legal Service code 29 | — | $236K |
| LAW OFFICES OF PATRICK J MCANDREW EIN 46-1309632 NONE | Legal Service code 29 | — | $206K |
| GUSTE, BARNETT, SCHLESINGER, HENDER EIN 43-6609270 NONE | Legal Service code 29 | — | $188K |
| BERRY & BERRY P.L.L.C. EIN 16-1624578 NONE | Legal Service code 29 | — | $181K |
| COREY GLAVE, ATTORNEY AT LAW EIN 26-1166420 NONE | Legal Service code 29 | — | $147K |
| C. ELSTON & ASSOCIATES, LLC EIN 20-0797226 NONE | Legal Service code 29 | — | $139K |
| THE CUSHANE LAW FIRM EIN 26-0247831 NONE | Legal Service code 29 | — | $139K |
| CLISHAM & SORTOR EIN 94-3173349 NONE | Legal Service code 29 | — | $138K |
| BRUNO, COLIN & LOWE, PC EIN 84-0801010 NONE | Legal Service code 29 | — | $131K |
| LAW OFFICE OF CHRISTOPHER COOPER, I EIN 27-1693502 NONE | Legal Service code 29 | — | $122K |
| NORTHWEST LEGAL ADVOCATES, LLC EIN 47-1175643 NONE | Legal Service code 29 | — | $121K |
| WOOD, PUHL & WOOD, PLLC EIN 26-0011167 NONE | Legal Service code 29 | — | $112K |
| BUKATY, AUBRY, & HUNTSMAN CHARTERED EIN 48-1210927 NONE | Legal Service code 29 | — | $111K |
| STEVEN C. SCHROERING EIN 40-5947531 NONE | Legal Service code 29 | — | $100K |
| TULLY RINCKEY PLLC EIN 20-2053454 NONE | Legal Service code 29 | — | $100K |
| HANNON LAW GROUP EIN 27-4848738 NONE | Legal Service code 29 | — | $94K |
| JAMES PATRICK HUNT EIN 44-7744992 NONE | Legal Service code 29 | — | $90K |
| THE GOODE LAW FIRM, A P.L.C. EIN 72-1293192 NONE | Legal Service code 29 | — | $88K |
| ELKUS AND SISSON PC EIN 02-0747893 NONE | Legal Service code 29 | — | $82K |
| JOSEPH F. LARSON II LAW FIRM EIN 45-0459469 NONE | Legal Service code 29 | — | $79K |
| BARNICLE, MCNELLEY & NUGENT EIN 04-3457129 NONE | Legal Service code 29 | — | $75K |
| FILICETTI LAW OFFICE, P.A. EIN 82-0507638 NONE | Legal Service code 29 | — | $71K |
| GEIERMANN BERGESON & GULER LAW OFC EIN 45-0417827 NONE | Legal Service code 29 | — | $69K |
| THE JONES LAW FIRM EIN 47-5668992 NONE | Legal Service code 29 | — | $69K |
| MARY W. SHARP, PLLC EIN 86-1081181 NONE | Legal Service code 29 | — | $62K |
| SCOTT W. DUNLAP, ATTORNEY AT LAW EIN 80-0969240 NONE | Legal Service code 29 | — | $60K |
| PRIDDY, CUTLER, MILLER & MEADE EIN 61-1352966 NONE | Legal Service code 29 | — | $54K |
| BASCIETTO & BREGMAN LLC EIN 26-1153971 NONE | Legal Service code 29 | — | $50K |
| CHRIS CARLSEN EIN 85-0377847 PLAN ATTORNEY | Legal Service code 29 | — | $50K |
| CAVANAUGH, BIGGS & LEMON, P.A. EIN 48-0869258 NONE | Legal Service code 29 | — | $48K |
| FIRM ON BALTIMORE EIN 46-2537157 NONE | Legal Service code 29 | — | $48K |
| SASSETTI LLC EIN 36-2239746 PLAN AUDITOR | Accounting (including auditing) Service code 10 | — | $47K |
| CREASON, MOORE DOKKEN & GEIDL, PLLC EIN 82-0111773 NONE | Legal Service code 29 | — | $40K |
| FAULKNER, HOFFMAN & PHILLIPS LLC EIN 45-1540483 NONE | Legal Service code 29 | — | $40K |
| LAW OFFICES OF SEAN J. RIDDELL EIN 47-3891177 NONE | Legal Service code 29 | — | $39K |
| VOGEL LAW FIRM, LTD EIN 45-0348495 NONE | Legal Service code 29 | — | $39K |
| ALTERMAN & ASSOCIATES, LLC EIN 22-3418470 NONE | Legal Service code 29 | — | $38K |
| LAW OFFICE OF KASEY SIRODY EIN 46-2376470 NONE | Legal Service code 29 | — | $37K |
| FRASIER, FRASIER & HICKMAN, LLP EIN 73-1197178 NONE | Legal Service code 29 | — | $37K |
| THOMPSON SMITH WOOLF ANDERSON WILKI EIN 26-0676687 NONE | Legal Service code 29 | — | $35K |
| THE LAW OFFICES OF DANIEL Q. HERBER EIN 27-1277025 NONE | Legal Service code 29 | — | $35K |
| ROBERT KIM ESQUIRE EIN 45-5167226 NONE | Legal Service code 29 | — | $34K |
| KEVIN ROBERT MULLEN EIN 02-6622657 NONE | Legal Service code 29 | — | $33K |
| SHUMWAY VAN & HANSEN EIN 26-2886863 NONE | Legal Service code 29 | — | $33K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 56,578 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 56,578 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | LEXINGTON INSURANCE COMPANY | 56,578 | $343K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 56,578 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.