| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HYLANT GROUP INC3 Filed as: HYLANT | 811 MADISON AVENUE TOLEDO, OH 43604 | LEXINGTON INSURANCE COMPANY | $29K | — | $29K | 8.00% |
| SWETT AND CRAWFORD3 | 3350 RIVERWOOD PARKWAY, SUITE 1100 ATLANTA, GA 30339 | LEXINGTON INSURANCE COMPANY | $26K | — | $26K | 7.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HYLANT GROUP, INC. EIN 34-1456671 ENROLLMENT & MKT ADMIN | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $841K |
| MATTMILLER CROSBIE EIN 47-3178366 NONE | Legal Service code 29 | — | $675K |
| SEDGWICK CLAIMS MANAGEMENT EIN 36-2685608 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $558K |
| C. ELSTON & ASSOCIATES, LLC EIN 20-0797226 NONE | Legal Service code 29 | — | $425K |
| MCCAULEY & ROACH, LLC EIN 27-0157485 NONE | Legal Service code 29 | — | $318K |
| ELKUS AND SISSON PC EIN 02-0747893 NONE | Legal Service code 29 | — | $275K |
| LAW OFFICES OF PATRICK J MCANDREW EIN 46-1309632 NONE | Legal Service code 29 | — | $251K |
| NORTHWEST LEGAL ADVOCATES, LLC EIN 47-1175643 NONE | Legal Service code 29 | — | $237K |
| GUSTE, BARNETT, SCHLESINGER, HENDER EIN 43-6609270 NONE | Legal Service code 29 | — | $212K |
| BUKATY, AUBRY, & HUNTSMAN CHARTERED EIN 48-1210927 NONE | Legal Service code 29 | — | $202K |
| HANNON LAW GROUP EIN 27-4848738 NONE | Legal Service code 29 | — | $171K |
| SHUMWAY VAN LLC EIN 26-2886863 NONE | Legal Service code 29 | — | $151K |
| LAW OFFICE OF DOUGLAS JEWELL LLC EIN 46-2518515 NONE | Legal Service code 29 | — | $150K |
| MOORE AND LEAMAN EIN 73-1540987 NONE | Legal Service code 29 | — | $145K |
| JAMES R. MOORE & ASSOCIATES EIN 73-1540987 NONE | Legal Service code 29 | — | $145K |
| BRUNO, COLIN & LOWE, PC EIN 84-0801010 NONE | Legal Service code 29 | — | $119K |
| WOOD, PUHL & WOOD, PLLC EIN 26-0011167 NONE | Legal Service code 29 | — | $117K |
| THE CUSHANE LAW FIRM EIN 26-0247831 NONE | Legal Service code 29 | — | $114K |
| STEVEN C. SCHROERING EIN 40-5947531 NONE | Legal Service code 29 | — | $92K |
| JOSEPH, HOLLANDER & CRAFT LLC EIN 27-4427940 NONE | Legal Service code 29 | — | $83K |
| FAULKNER, HOFFMAN & PHILLIPS LLC EIN 45-1540483 NONE | Legal Service code 29 | — | $79K |
| LAW OFFICE OF CHRISTOPHER COOPER, I EIN 27-1693502 NONE | Legal Service code 29 | — | $76K |
| LORUSSO LAW FIRM P.C. EIN 26-1656074 NONE | Legal Service code 29 | — | $75K |
| RAYBIN & WEISSMAN, P.C. EIN 62-1094815 NONE | Legal Service code 29 | — | $75K |
| STONE BUSAILAH, LLP EIN 83-0398871 NONE | Legal Service code 29 | — | $69K |
| PRIDDY, CUTLER, NAAKE & MEADE EIN 61-1352966 NONE | Legal Service code 29 | — | $67K |
| JAMES PATRICK HUNT EIN 44-7744992 NONE | Legal Service code 29 | — | $64K |
| DUGGAN & GIANACOPOLOS LLC EIN 46-2564300 NONE | Legal Service code 29 | — | $61K |
| BERRY & BERRY, PLLC EIN 16-1624578 NONE | Legal Service code 29 | — | $61K |
| BAUM SIGMAN AUERBACH & NEUMAN LTD EIN 36-2744057 NONE | Legal Service code 29 | — | $61K |
| SCOTT W. DUNLAP, ATTORNEY AT LAW EIN 80-0969240 NONE | Legal Service code 29 | — | $60K |
| CLISHAM & SORTOR EIN 94-3173349 NONE | Legal Service code 29 | — | $59K |
| MASTAGNI, HOLSTEDT, A PROFESSIONAL EIN 94-2678460 NONE | Legal Service code 29 | — | $56K |
| TULLY RINCKEY PLLC EIN 20-2053454 NONE | Legal Service code 29 | — | $55K |
| LAW OFFICE OF BRIAN M. CIGE EIN 22-3318847 NONE | Legal Service code 29 | — | $52K |
| SASSETTI LLC EIN 36-2239746 PLAN AUDITOR | Accounting (including auditing) Service code 10 | — | $51K |
| DAVID D. FULLER, PLLC EIN 40-6965861 NONE | Legal Service code 29 | — | $50K |
| LAW OFFICE OF TOM YU, APC EIN 82-1124132 NONE | Legal Service code 29 | — | $49K |
| DB ROOT NONE | Investment management Service code 28 | 436 7TH AVENUE, SUITE 2800 PITTSBURGH, PA 15219 | $49K |
| GARY J. JAMES & ASSOCIATES P.C. EIN 73-1613620 NONE | Legal Service code 29 | — | $47K |
| LAW OFFICE OF DANIEL MARKS, LTD. EIN 27-1530647 NONE | Legal Service code 29 | — | $46K |
| COREY GLAVE, ATTORNEY AT LAW EIN 26-1166420 NONE | Legal Service code 29 | — | $45K |
| LAW OFFICE OF SAKU E. ETHIR EIN 56-7879717 NONE | Legal Service code 29 | — | $45K |
| JOHN M. L. BROWN, P.C. EIN 62-1587315 NONE | Legal Service code 29 | — | $44K |
| ATTORNEYS HARTMAN CHARTERED EIN 22-3244049 NONE | Legal Service code 29 | — | $43K |
| DATHORNE & BUTLER, LLC EIN 27-2828707 NONE | Legal Service code 29 | — | $42K |
| BARNICLE, MCNELLEY & NUGENT EIN 04-3457129 NONE | Legal Service code 29 | — | $41K |
| THE JONES LAW FIRM EIN 47-5668992 NONE | Legal Service code 29 | — | $40K |
| LIVACCARI VILLARRUBIA LEMMON, LLC EIN 72-1340083 NONE | Legal Service code 29 | — | $40K |
| MARY W. SHARP, PLLC EIN 86-1081181 NONE | Legal Service code 29 | — | $39K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 85,497 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 85,497 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | LEXINGTON INSURANCE COMPANY | 85,497 | $365K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 85,497 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.