| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $346K | — | $346K | 5.15% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | HARTFORD LIFE AND ACCIDENT | $358K | $38K | $397K | 10.03% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $81K | — | $81K | 4.52% |
| MCINNES GROUP, INC.3 Filed as: MCINNES GROUP INC. | 3500 W 75TH ST SUITE 200 PRAIRIE VILLAGE, KS 66205 | AETNA LIFE INSURANCE COMPANY | $184K | — | $184K | 12.26% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | AETNA LIFE INSURANCE COMPANY | $161K | — | $161K | 14.20% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | DELTA DENTAL INSURANCE COMPANY | $67K | — | $67K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | VISION SERVICE PLAN | $31K | — | $31K | 4.94% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. 207640 DALLAS, TX 753207640 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $74K | $7K | $80K | 44.12% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS OF FLORIDA | $16K | $4K | $20K | 12.71% |
| BENEFIT FOCUS3 | DEPT 3383 P.O. BOX 123383 DALLAS, TX 75312 | METLIFE LEGAL PLANS OF FLORIDA | — | $404 | $404 | 0.26% |
| LAWMED INSURANCE GROUP, INC.3 Filed as: LAWMED INSURANCE GROUP | 200 CONGRESS AVENUE UNIT 20F AUSTIN, TX 78701 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $21K | — | $21K | 20.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207460 DALLAS, TX 753207640 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $15K | — | $15K | 13.90% |
| EMPYREAN BENEFITS3 Filed as: EMPYREAN | 2103 CITYWEST BLVD SUITE 200 HOUSTON, TX 77042 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $10K | — | $10K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | METROPOLITAN GENERAL LIFE INSURANCE COMPANY | $1K | — | $1K | 10.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 15,459 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 52 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,511 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 867 | $8.5M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 4,493 | $668K |
| Vision | VISION SERVICE PLAN | 6,791 | $632K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 12,787 | $4.1M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 12,787 | $4.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 12,787 | $4.0M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 7,476 | $1.5M |
| Other(7 contracts, 7 carriers) | HARTFORD LIFE AND ACCIDENT | 12,787 | $5.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,787 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.