| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $194K | — | $194K | 4.90% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 752302617 | AETNA LIFE INSURANCE COMPANY | $181K | $32K | $213K | 7.41% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $213K | — | $213K | 16.83% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | CONTINENTAL AMERICAN INSURANCE COMPANY | $152K | — | $152K | 12.00% |
| STEPHANIE A REYNOSO3 | 21 CERVANTES NEWPORT BEACH, CA 92660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17K | — | $17K | 1.37% |
| MIRIAM F HUNGERFORD3 Filed as: MIRIAM F. HUNGERFORD | 33622 HILL ROAD DANA POINT, CA 92629 | CONTINENTAL AMERICAN INSURANCE COMPANY | $432 | — | $432 | 0.03% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA PAUL GROUP, INC. | 150 ALLEN ROAD SUITE 110 BASKING RIDGE, NJ 07920 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | RELIASTAR LIFE INSURANCE COMPANY | $21K | — | $21K | 2.14% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. 207640 DALLAS, TX 753204640 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $41K | — | $41K | 4.15% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $47K | — | $47K | 5.02% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | DELTA DENTAL INSURANCE COMPANY | $52K | — | $52K | 8.42% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | DELTA DENTAL INSURANCE COMPANY | $10K | — | $10K | 1.58% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | VISION SERVICE PLAN | $18K | — | $18K | 4.20% |
| LAWMED INSURANCE GROUP, INC.3 Filed as: LAWMED INSURANCE GROUP | 200 CONGRESS AVENUE UNIT 20F AUSTIN, TX 78701 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $13K | — | $13K | 11.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $9K | — | $9K | 8.13% |
| EXCEPTIONAL SERVICES INC3 Filed as: EXCEPTIONAL BENEFITS, LLC | 7712 SHOAL CREEK BLVD AUSTIN, TN 78757 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $5K | — | $5K | 4.00% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | METLIFE LEGAL PLANS OF FLORIDA | $8K | $1K | $9K | 8.92% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS OF FLORIDA | $3K | — | $3K | 2.49% |
| ACS HUMAN RESOURCE SOLUTIONS, INC.3 | D/B/A BUCK CONSULTANTS, LLC DEPT CH 14061 PALATINE, IL 600554061 | METLIFE LEGAL PLANS OF FLORIDA | — | $218 | $218 | 0.21% |
| LOCKTON COMPANIES, LLC3 | 3601 SW 160TH AVENUE SUITE 200 MIRAMAR, FL 330276310 | METLIFE LEGAL PLANS OF FLORIDA | — | $95 | $95 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,301 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 58 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 11,359 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,502 | $21.8M |
| Dental(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 5,588 | $1.6M |
| Vision | VISION SERVICE PLAN | 5,564 | $435K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 10,713 | $2.9M |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 10,713 | $2.9M |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 10,713 | $2.9M |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 210 | $984K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | RELIASTAR LIFE INSURANCE COMPANY | 5,588 | $1.1M |
| Other(5 contracts, 5 carriers) | AETNA LIFE INSURANCE COMPANY | 11,181 | $4.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,181 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.