| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $139K | — | $139K | 4.90% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. 202617 DALLAS, TX 753202617 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $44K | — | $44K | 3.88% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | CONTINENTAL AMERICAN INSURANCE COMPANY | $148K | — | $148K | 21.05% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $148K | — | $148K | 21.05% |
| MIRIAM F HUNGERFORD3 Filed as: MIRIAM F. HUNGERFORD | 33622 HOLTZ HILL ROAD DANA POINT, CA 92629 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4K | — | $4K | 0.54% |
| STEPHANIE A REYNOSO3 | 21 CERVANTES NEWPORT BEACH, CA 92660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $203 | — | $203 | 0.03% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | DELTA DENTAL INSURANCE COMPANY | $55K | — | $55K | 9.80% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | KAISER FOUNDATION HEALTH PLAN INC. | $23K | — | $23K | 5.02% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | VISION SERVICE PLAN | $19K | — | $19K | 5.00% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 752302617 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $538 | $1K | $2K | 0.94% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | HYATT LEGAL PLANS OF FLORIDA | $6K | — | $6K | 8.63% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | 45 GLOVER AVE NORWALK, CT 06856 | HYATT LEGAL PLANS OF FLORIDA | $1K | — | $1K | 1.74% |
| LOCKTON COMPANIES, LLC3 | 3601 SW 160TH AVENUE SUITE 200 MIRAMAR, FL 330276310 | HYATT LEGAL PLANS OF FLORIDA | — | $43 | $43 | 0.07% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | $982 | $10K | 17.86% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $447 | $4K | 8.79% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O BOX 202617 DALLAS, TX 753202167 | IDENTITY REHAB CORPORATION | $6K | — | $6K | 30.00% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $239 | $2K | 16.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,716 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 59 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,775 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 670 | $4.4M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 2,622 | $566K |
| Vision | VISION SERVICE PLAN | 4,460 | $376K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10,149 | $252K |
| Short-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10,149 | $258K |
| Long-term disability(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 10,149 | $272K |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 304 | $1.1M |
| Stop-loss / reinsurancereinsurance | UNITED HEALTHCARE INSURANCE COMPANY | 5,709 | $1.2M |
| Other(6 contracts, 5 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 10,149 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,149 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.