| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $249K | — | $249K | 4.80% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | HARTFORD LIFE AND ACCIDENT | $294K | $21K | $315K | 8.21% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | AETNA LIFE INSURANCE COMPANY | $180K | — | $180K | 10.28% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $79K | — | $79K | 5.37% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | AETNA LIFE INSURANCE COMPANY | $173K | — | $173K | 16.43% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | DELTA DENTAL INSURANCE COMPANY | $65K | — | $65K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | VISION SERVICE PLAN | $27K | — | $27K | 4.97% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. 207640 DALLAS, TX 753207640 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $159K | $4K | $164K | 102.69% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS OF FLORIDA | $15K | $700 | $16K | 10.71% |
| BENEFIT FOCUS3 | DEPT 3383 P.O. BOX 123383 DALLAS, TX 75312 | METLIFE LEGAL PLANS OF FLORIDA | — | $2K | $2K | 1.18% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES | 3601 SW 160TH AVENUE SUITE 200 MIRAMAR, FL 33207 | METLIFE LEGAL PLANS OF FLORIDA | — | $87 | $87 | 0.06% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207460 DALLAS, TX 753207640 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $15K | — | $15K | 14.12% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 16,068 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 62 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 16,130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 858 | $6.6M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 4,399 | $654K |
| Vision | VISION SERVICE PLAN | 6,581 | $542K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 12,401 | $4.0M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 12,401 | $3.8M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 12,401 | $3.8M |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 6,828 | $1.8M |
| Other(6 contracts, 6 carriers) | HARTFORD LIFE AND ACCIDENT | 12,401 | $5.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.