| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $244K | — | $244K | 4.70% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | HARTFORD LIFE AND ACCIDENT | $224K | $21K | $244K | 5.90% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | AETNA LIFE INSURANCE COMPANY | $209K | — | $209K | 9.83% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753207640 | KAISER FOUNDATION HEALTH PLAN INC. | $69K | — | $69K | 4.96% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS | 897 12TH STREET HAMMONTON, NJ 08037 | AETNA LIFE INSURANCE COMPANY | $111K | — | $111K | 10.23% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 202617 DALLAS, TX 753202617 | AETNA LIFE INSURANCE COMPANY | $74K | — | $74K | 6.82% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | DELTA DENTAL INSURANCE COMPANY | $64K | — | $64K | 10.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 753204640 | VISION SERVICE PLAN | $25K | — | $25K | 4.98% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. BOX 207640 DALLAS, TX 75320 | METLIFE LEGAL PLANS OF FLORIDA | $14K | $2K | $16K | 11.81% |
| BENEFIT FOCUS3 | DEPT 3383 P.O. BOX 123383 DALLAS, TX 75312 | METLIFE LEGAL PLANS OF FLORIDA | — | $177 | $177 | 0.13% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | 2P.O. BOX 207460 DALLAS, TX 753207640 | NORTONLIFELOCK INC. FKA SYMANTEC CORPORATION | $16K | — | $16K | 14.33% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | P.O. 207640 DALLAS, TX 753207640 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $3K | — | $3K | 4.44% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,015 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 68 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 13,083 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 863 | $6.6M |
| Dental | DELTA DENTAL INSURANCE COMPANY | 4,263 | $636K |
| Vision | VISION SERVICE PLAN | 6,351 | $504K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 11,220 | $4.1M |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 11,220 | $4.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 11,220 | $4.1M |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 120 | $61K |
| Stop-loss / reinsurancereinsurance | AETNA LIFE INSURANCE COMPANY | 6,682 | $2.1M |
| Other(5 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 11,220 | $5.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,220 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.