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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $735,403 | $85,766+757.4% | $136,298+439.6% | $70,126+948.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 10.25% | 31.46%-21.2pp | 5156.27%-5146.0pp | 73.15%-62.9pp |
| Employer contribution / active EE | $26,276 | $2,966+785.9% | $4,696+459.6% | $2,343+1021.7% |
| Participant deferral / active EE | $10,280 | $5,051+103.5% | $6,247+64.5% | $3,332+208.5% |
| Admin fee / account holder | $72,974 | $5,421+1246.2% | $9,244+689.4% | $4,645+1470.9% |