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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $652,910 | $76,551+752.9% | $123,894+427.0% | $62,881+938.3% |
| Participation rate | 97.6% | 73.0%+24.6pp | 81.4%+16.2pp | 69.3%+28.3pp |
| Annual return | 0.32% | 18.68%-18.4pp | 47.52%-47.2pp | 20.14%-19.8pp |
| Employer contribution / active EE | $24,047 | $2,882+734.3% | $4,617+420.9% | $2,281+954.3% |
| Participant deferral / active EE | $10,275 | $4,840+112.3% | $5,984+71.7% | $3,203+220.8% |
| Admin fee / account holder | $28,535 | $4,826+491.3% | $8,357+241.4% | $4,296+564.3% |