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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $863,916 | $93,598+823.0% | $135,974+535.4% | $75,173+1049.2% |
| Participation rate | 96.7% | 75.2%+21.5pp | 81.9%+14.7pp | 67.2%+29.5pp |
| Annual return | 9.11% | 30.89%-21.8pp | 68.30%-59.2pp | 160.72%-151.6pp |
| Employer contribution / active EE | $30,060 | $3,538+749.7% | $4,859+518.7% | $2,671+1025.5% |
| Participant deferral / active EE | $12,811 | $6,405+100.0% | $7,760+65.1% | $4,126+210.5% |
| Admin fee / account holder | $81,909 | $6,978+1073.9% | $10,767+660.8% | $5,651+1349.6% |