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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $826,214 | $89,370+824.5% | $141,197+485.1% | $72,976+1032.2% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 4.74% | 111.88%-107.1pp | 71.41%-66.7pp | 81.02%-76.3pp |
| Employer contribution / active EE | $30,800 | $3,115+888.8% | $4,736+550.3% | $2,440+1162.3% |
| Participant deferral / active EE | $10,203 | $5,419+88.3% | $6,710+52.1% | $3,608+182.8% |
| Admin fee / account holder | $67,734 | $5,957+1037.1% | $10,265+559.9% | $5,124+1221.9% |