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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,065,974 | $106,524+900.7% | $152,301+599.9% | $87,485+1118.5% |
| Participation rate | 92.3% | 75.8%+16.6pp | 82.4%+9.9pp | 68.9%+23.4pp |
| Annual return | 12.57% | 26.89%-14.3pp | 80.50%-67.9pp | 26.06%-13.5pp |
| Employer contribution / active EE | $3,930 | $3,371+16.6% | $4,624-15.0% | $2,596+51.4% |
| Participant deferral / active EE | $14,347 | $6,525+119.9% | $8,004+79.3% | $4,274+235.7% |
| Admin fee / account holder | $138,812 | $8,287+1575.1% | $14,398+864.1% | $7,775+1685.4% |