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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,207 | $72,071-65.0% | $68,368-63.1% | $137,256-81.6% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 10.49% | 353.14%-342.7pp | 292.57%-282.1pp | 220.34%-209.9pp |
| Employer contribution / active EE | $3,849 | $2,788+38.0% | $2,649+45.3% | $4,156-7.4% |
| Participant deferral / active EE | $9,658 | $4,410+119.0% | $4,123+134.3% | $6,407+50.8% |
| Admin fee / account holder | $48,444 | $5,336+808.0% | $5,150+840.7% | $12,270+294.8% |