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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,822 | $92,684+0.1% | $82,706+12.2% | $134,509-31.0% |
| Participation rate | 71.4% | 75.2%-3.8pp | 72.6%-1.1pp | 81.2%-9.8pp |
| Annual return | -21.02% | 945.84%-966.9pp | 701.76%-722.8pp | 418.13%-439.2pp |
| Employer contribution / active EE | $3,309 | $3,272+1.1% | $3,007+10.0% | $4,741-30.2% |
| Participant deferral / active EE | $11,244 | $4,800+134.3% | $4,394+155.9% | $6,400+75.7% |
| Admin fee / account holder | $4,049 | $5,982-32.3% | $5,329-24.0% | $11,427-64.6% |