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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,894 | $90,606-10.7% | $79,466+1.8% | $135,379-40.2% |
| Participation rate | 42.9% | 76.0%-33.2pp | 73.3%-30.5pp | 82.6%-39.8pp |
| Annual return | -5.31% | 977.69%-983.0pp | 718.28%-723.6pp | 519.79%-525.1pp |
| Employer contribution / active EE | $1,198 | $3,068-60.9% | $2,800-57.2% | $4,779-74.9% |
| Participant deferral / active EE | $6,250 | $4,050+54.3% | $3,704+68.7% | $5,609+11.4% |
| Admin fee / account holder | $20,005 | $5,895+239.4% | $5,104+291.9% | $10,828+84.8% |