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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,263 | $103,008+16.8% | $90,304+33.2% | $152,897-21.3% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 25.87% | 95.22%-69.3pp | 78.13%-52.3pp | 345.43%-319.6pp |
| Employer contribution / active EE | $2,406 | $3,139-23.4% | $2,855-15.7% | $4,764-49.5% |
| Participant deferral / active EE | $9,887 | $4,281+130.9% | $3,885+154.5% | $5,851+69.0% |
| Admin fee / account holder | $0 | $6,175-100.0% | $5,354-100.0% | $11,599-100.0% |