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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,721 | $59,107-5.7% | $86,439-35.5% | $68,495-18.6% |
| Participation rate | 71.4% | 75.2%-3.8pp | 80.3%-8.9pp | 67.9%+3.5pp |
| Annual return | -19.59% | -0.23%-19.4pp | 4395.55%-4415.1pp | -7.84%-11.8pp |
| Employer contribution / active EE | $1,693 | $2,519-32.8% | $3,769-55.1% | $2,596-34.8% |
| Participant deferral / active EE | $6,507 | $5,901+10.3% | $6,952-6.4% | $4,028+61.6% |
| Admin fee / account holder | $1,781 | $5,637-68.4% | $6,732-73.5% | $5,403-67.0% |