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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,549 | $70,475-24.0% | $100,530-46.7% | $79,858-32.9% |
| Participation rate | 63.5% | 73.7%-10.2pp | 79.4%-16.0pp | 69.6%-6.2pp |
| Annual return | 19.17% | 21.90%-2.7pp | 30.89%-11.7pp | 31.72%-12.5pp |
| Employer contribution / active EE | $1,133 | $2,165-47.7% | $3,418-66.9% | $2,471-54.2% |
| Participant deferral / active EE | $3,905 | $5,181-24.6% | $6,271-37.7% | $3,740+4.4% |
| Admin fee / account holder | $1,845 | $4,478-58.8% | $8,083-77.2% | $5,306-65.2% |